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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Emirates Islamic Bank PJSC's Total Liabilities for the quarter that ended in Jun. 2026 was د.إ137,462 Mil. Emirates Islamic Bank PJSC's Total Assets for the quarter that ended in Jun. 2026 was د.إ153,829 Mil.
Therefore, Emirates Islamic Bank PJSC's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.89.
Emirates Islamic Bank PJSC (DFM:EIB) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Emirates Islamic Bank PJSC Liabilities-to-Assets Related Terms
Emirates Islamic Bank PJSC Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Islamic Bank PJSC Liabilities-to-Assets Chart
Emirates Islamic Bank PJSC Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Islamic Bank PJSC Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Emirates Islamic Bank PJSC's Liabilities-to-Assets falls into.
Emirates Islamic Bank PJSC Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Emirates Islamic Bank PJSC's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Islamic Bank PJSC (DFM:EIB) has a Liabilities-to-Assets of 0.89 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Emirates Islamic Bank PJSC and its competitors.
Is Emirates Islamic Bank PJSC's Liabilities-to-Assets too high?
Emirates Islamic Bank PJSC's current Liabilities-to-Assets is 0.89. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Liabilities-to-Assets compare to competitors?
Emirates Islamic Bank PJSC's Liabilities-to-Assets of 0.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Emirates Islamic Bank PJSC and its competitors. Emirates Islamic Bank PJSC's current Liabilities-to-Assets is 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Liabilities-to-Assets of 0.89. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Liabilities-to-Assets is 0.89. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Liabilities-to-Assets is 0.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued.
The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.
Key valuation signals for DFM:EIB:
Liabilities-to-Assets: 0.89
GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
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