Emirates Islamic Bank PJSC (DFM:EIB) Shiller PE Ratio: 36.17 (As of Aug. 30, 2026) — 31% Below Median

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DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 3 Warning Signs
View Full Analysis

What is Emirates Islamic Bank PJSC Shiller PE Ratio?

Emirates Islamic Bank PJSC DFM:EIB 14 Shiller PE Ratio is 36.17 as of Aug. 30, 2026, which is 31% below its 10-year median of 52.70. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 3 warning signs investors should review.

As of today (2026-08-30), Emirates Islamic Bank PJSC's current share price is د.إ10.85. Emirates Islamic Bank PJSC's E10 for the quarter that ended in Jun. 2026 was د.إ0.30. Emirates Islamic Bank PJSC's Shiller PE Ratio for today is 36.17.

The historical rank and industry rank for Emirates Islamic Bank PJSC's Shiller PE Ratio or its related term are showing as below:

DFM:EIB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 23.81   Med: 52.7   Max: 88.89
Current: 36.3

During the past years, Emirates Islamic Bank PJSC's highest Shiller PE Ratio was 88.89. The lowest was 23.81. And the median was 52.70.

DFM:EIB's Shiller PE Ratio is not ranked
in the Banks industry.
Industry Median: 13.765 vs DFM:EIB: 36.30

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Emirates Islamic Bank PJSC's adjusted earnings per share data for the three months ended in Jun. 2026 was د.إ0.159. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is د.إ0.30 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Emirates Islamic Bank PJSC  (DFM:EIB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Emirates Islamic Bank PJSC Shiller PE Ratio Related Terms


Emirates Islamic Bank PJSC Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Emirates Islamic Bank PJSC's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC Shiller PE Ratio Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.47 58.52 38.43 38.63 41.26

Emirates Islamic Bank PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.17 42.52 41.26 38.40 36.30

Emirates Islamic Bank PJSC Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's Shiller PE Ratio falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Islamic Bank PJSC Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Emirates Islamic Bank PJSC's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=10.85/0.30
=36.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Emirates Islamic Bank PJSC's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.159/333.9520*333.9520
=0.159

Current CPI (Jun. 2026) = 333.9520.

Emirates Islamic Bank PJSC Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 -0.008 241.428 -0.011
201612 0.000 241.432 0.000
201703 0.041 243.801 0.056
201706 0.031 244.955 0.042
201709 0.021 246.819 0.028
201712 0.037 246.524 0.050
201803 0.038 249.554 0.051
201806 0.051 251.989 0.068
201809 0.032 252.439 0.042
201812 0.049 251.233 0.065
201903 0.076 254.202 0.100
201906 0.048 256.143 0.063
201909 0.049 256.759 0.064
201912 0.022 256.974 0.029
202003 0.029 258.115 0.038
202006 -0.026 257.797 -0.034
202009 -0.059 260.280 -0.076
202012 -0.032 260.474 -0.041
202103 0.039 264.877 0.049
202106 0.066 271.696 0.081
202109 0.043 274.310 0.052
202112 0.004 278.802 0.005
202203 0.063 287.504 0.073
202206 0.066 296.311 0.074
202209 0.065 296.808 0.073
202212 0.034 296.797 0.038
202303 0.111 301.836 0.123
202306 0.113 305.109 0.124
202309 0.080 307.789 0.087
202312 0.088 306.746 0.096
202403 0.149 312.332 0.159
202406 0.157 314.175 0.167
202409 0.154 315.301 0.163
202412 0.058 315.605 0.061
202503 0.186 319.799 0.194
202506 0.157 322.561 0.163
202509 0.157 324.800 0.161
202512 0.116 324.054 0.120
202603 0.156 330.213 0.158
202606 0.159 333.952 0.159

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 36.17 mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a Shiller PE Ratio of 36.17 as of Aug. 30, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Emirates Islamic Bank PJSC and its competitors. This is 31% below median its historical median of 52.70. Over the past decade, Emirates Islamic Bank PJSC's Shiller PE Ratio has ranged from 23.81 to 88.89.
Is Emirates Islamic Bank PJSC's Shiller PE Ratio too high?
Emirates Islamic Bank PJSC's current Shiller PE Ratio of 36.17 is 31% below median its 10-year median of 52.70. Over the past 10 years, this metric has ranged from a low of 23.81 to a high of 88.89. The Banks industry median Shiller PE Ratio is 13.77. Emirates Islamic Bank PJSC's value of 36.17 is 162.8% above this industry median. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Shiller PE Ratio compare to competitors?
Emirates Islamic Bank PJSC's Shiller PE Ratio of 36.17 can be compared against companies in the Banks industry. The industry median Shiller PE Ratio is 13.77. Emirates Islamic Bank PJSC's value of 36.17 is 162.8% above this benchmark. Historically, Emirates Islamic Bank PJSC's own Shiller PE Ratio has ranged from 23.81 to 88.89 over the past decade. While the company's 10-year median is 52.70 vs. the industry median of 13.77, Emirates Islamic Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.77, based on 1,240 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Islamic Bank PJSC's current Shiller PE Ratio of 36.17 is 162.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Emirates Islamic Bank PJSC and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Islamic Bank PJSC's current Shiller PE Ratio is 36.17, which is 31% below median its own 10-year median of 52.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Shiller PE Ratio of 36.17. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Shiller PE Ratio is 36.17, which is 31% below median its 10-year median of 52.70 and 162.8% above the Banks industry median of 13.77. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Shiller PE Ratio is 36.17 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • Shiller PE Ratio: 36.17 (31% below median its 10-year median of 52.70)
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 3 warning signs
  • Industry Position: 162.8% above the Banks median

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value