Emirates Islamic Bank PJSC (DFM:EIB) Median PS Value: د.إ17.44 (As of Jul. 13, 2026) — 73% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 1 Warning Sign
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What is Emirates Islamic Bank PJSC Median PS Value?

Emirates Islamic Bank PJSC DFM:EIB 14 Median PS Value is د.إ17.44 as of Jul. 13, 2026, which is 100% below its 10-year median of 0.64. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 1 warning sign investors should review.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Emirates Islamic Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ1.089. Emirates Islamic Bank PJSC's 10-Year median PS Ratio is 16.0147. Therefore, the Median PS Value for today is د.إ17.44.

As of today (2026-07-13), Emirates Islamic Bank PJSC's share price is د.إ10.85. Emirates Islamic Bank PJSC's Median PS Value is د.إ17.44. Therefore, Emirates Islamic Bank PJSC's Price to Median PS Value for today is 0.62.

The historical rank and industry rank for Emirates Islamic Bank PJSC's Median PS Value or its related term are showing as below:

DFM:EIB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.32   Med: 0.64   Max: 2.1
Current: 0.62

During the past 13 years, the highest Price to Median PS Value of Emirates Islamic Bank PJSC was 2.10. The lowest was 0.32. And the median was 0.64.

DFM:EIB's Price-to-Median-PS-Value is not ranked
in the Banks industry.
Industry Median: 1.11 vs DFM:EIB: 0.62

Emirates Islamic Bank PJSC  (DFM:EIB) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

Emirates Islamic Bank PJSC's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=10.85/17.44
=0.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Emirates Islamic Bank PJSC Median PS Value Related Terms


Emirates Islamic Bank PJSC Median PS Value Historical Data

* Premium members only.

The historical data trend for Emirates Islamic Bank PJSC's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC Median PS Value Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.55 9.32 14.06 15.87 17.13

Emirates Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.17 16.56 16.96 17.13 17.44

Emirates Islamic Bank PJSC Median PS Value Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's Price-to-Median-PS-Value falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Islamic Bank PJSC Median PS Value Calculation

Emirates Islamic Bank PJSC's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=1.089*16.0147
=17.44

10-Year Median PS Ratio is 16.0147.
Emirates Islamic Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.089.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of د.إ17.44 mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a Median PS Value of د.إ17.44 as of Jul. 13, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Emirates Islamic Bank PJSC and its competitors. This is 73% below median its historical median of 0.64. Over the past decade, Emirates Islamic Bank PJSC's Median PS Value has ranged from 0.32 to 2.10.
Is Emirates Islamic Bank PJSC's Median PS Value too high?
Emirates Islamic Bank PJSC's current Median PS Value of د.إ17.44 is 73% below median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 2.10. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Median PS Value compare to competitors?
Emirates Islamic Bank PJSC's Median PS Value of د.إ17.44 can be compared against companies in the Banks industry. The industry median Median PS Value is 1.11. Historically, Emirates Islamic Bank PJSC's own Median PS Value has ranged from 0.32 to 2.10 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Emirates Islamic Bank PJSC and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Islamic Bank PJSC's current Median PS Value is د.إ17.44, which is 73% below median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Median PS Value of د.إ17.44. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Median PS Value is د.إ17.44, which is 73% below median its 10-year median of 0.64. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Median PS Value is د.إ17.44 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • Median PS Value: د.إ17.44 (73% below median its 10-year median of 0.64)
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 1 warning sign

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value