Emirates Islamic Bank PJSC (DFM:EIB) Enterprise Value: د.إ36,820 Mil (As of Jul. 14, 2026) ***

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 1 Warning Sign
View Full Analysis

What is Emirates Islamic Bank PJSC Enterprise Value?

Emirates Islamic Bank PJSC DFM:EIB 14 Enterprise Value is د.إ36,820 Mil as of Jul. 14, 2026. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Emirates Islamic Bank PJSC's Enterprise Value is د.إ36,820 Mil. Emirates Islamic Bank PJSC's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ5,916 Mil. Therefore, Emirates Islamic Bank PJSC's EV-to-Revenue ratio for today is 6.22.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Emirates Islamic Bank PJSC's Enterprise Value is د.إ36,820 Mil. Emirates Islamic Bank PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ8,355 Mil. Therefore, Emirates Islamic Bank PJSC's EV-to-OCF ratio for today is 4.41.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Emirates Islamic Bank PJSC's Enterprise Value is د.إ36,820 Mil. Emirates Islamic Bank PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ8,192 Mil. Therefore, Emirates Islamic Bank PJSC's EV-to-FCF ratio for today is 4.49.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Emirates Islamic Bank PJSC  (DFM:EIB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Emirates Islamic Bank PJSC's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=36819.529/5916.471
=6.22

Emirates Islamic Bank PJSC's current Enterprise Value is د.إ36,820 Mil.
Emirates Islamic Bank PJSC's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ5,916 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Emirates Islamic Bank PJSC's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=36819.529/8354.63
=4.41

Emirates Islamic Bank PJSC's current Enterprise Value is د.إ36,820 Mil.
Emirates Islamic Bank PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ8,355 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Emirates Islamic Bank PJSC's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=36819.529/8192.055
=4.49

Emirates Islamic Bank PJSC's current Enterprise Value is د.إ36,820 Mil.
Emirates Islamic Bank PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ8,192 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Emirates Islamic Bank PJSC Enterprise Value Related Terms


Emirates Islamic Bank PJSC Enterprise Value Historical Data

* Premium members only.

The historical data trend for Emirates Islamic Bank PJSC's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC Enterprise Value Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30,572.48 27,341.10 18,172.14 28,212.32 35,443.40

Emirates Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45,691.66 32,580.22 37,640.07 35,443.40 36,819.53

Emirates Islamic Bank PJSC Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's Enterprise Value falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Islamic Bank PJSC Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Emirates Islamic Bank PJSC's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Emirates Islamic Bank PJSC's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of د.إ36,820 Mil mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a Enterprise Value of د.إ36,820 Mil as of Jul. 14, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Emirates Islamic Bank PJSC and its competitors.
Is Emirates Islamic Bank PJSC's Enterprise Value too high?
Emirates Islamic Bank PJSC's current Enterprise Value is د.إ36,820 Mil. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Enterprise Value compare to competitors?
Emirates Islamic Bank PJSC's Enterprise Value of د.إ36,820 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Emirates Islamic Bank PJSC and its competitors. Emirates Islamic Bank PJSC's current Enterprise Value is د.إ36,820 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Enterprise Value of د.إ36,820 Mil. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Enterprise Value is د.إ36,820 Mil. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Enterprise Value is د.إ36,820 Mil as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • Enterprise Value: د.إ36,820 Mil
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 1 warning sign

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value