Emirates Islamic Bank PJSC (DFM:EIB) Cyclically Adjusted FCF per Share: د.إ0.15 (As of Mar. 2026)


DFM:EIB Emirates Islamic Bank PJSC DFM:EIB
14 GF Score
Price د.إ10.85
GF Value د.إ10.81
! 1 Warning Sign
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What is Emirates Islamic Bank PJSC Cyclically Adjusted FCF per Share?

Emirates Islamic Bank PJSC DFM:EIB 14 Cyclically Adjusted FCF per Share is د.إ0.15 as of Mar. 2026. GuruFocus rates DFM:EIB with a GF Score™ of 14/100 and a GF Value™ of د.إ10.81. The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Emirates Islamic Bank PJSC's adjusted free cash flow per share for the three months ended in Mar. 2026 was د.إ0.317. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is د.إ0.15 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -20.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Emirates Islamic Bank PJSC was 61.80% per year. The lowest was -20.60% per year. And the median was 30.70% per year.

As of today (2026-07-05), Emirates Islamic Bank PJSC's current stock price is د.إ10.85. Emirates Islamic Bank PJSC's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was د.إ0.15. Emirates Islamic Bank PJSC's Cyclically Adjusted Price-to-FCF of today is 72.33.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Emirates Islamic Bank PJSC was 1085.00. The lowest was 40.56. And the median was 60.83.


Emirates Islamic Bank PJSC  (DFM:EIB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Emirates Islamic Bank PJSC's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=10.85/0.15
=72.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Emirates Islamic Bank PJSC was 1085.00. The lowest was 40.56. And the median was 60.83.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Emirates Islamic Bank PJSC Cyclically Adjusted FCF per Share Related Terms


Emirates Islamic Bank PJSC Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Emirates Islamic Bank PJSC's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Islamic Bank PJSC Cyclically Adjusted FCF per Share Chart

Emirates Islamic Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.15 0.14 -0.01 -0.05 0.07

Emirates Islamic Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.04 0.21 0.01 0.07 0.15

Emirates Islamic Bank PJSC Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Emirates Islamic Bank PJSC's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Islamic Bank PJSC Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Islamic Bank PJSC's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Emirates Islamic Bank PJSC's Cyclically Adjusted Price-to-FCF falls into.


DFM:EIB
14GF Score
Emirates Islamic Bank PJSC DFM:EIB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Islamic Bank PJSC Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Emirates Islamic Bank PJSC's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.317/330.2130*330.2130
=0.317

Current CPI (Mar. 2026) = 330.2130.

Emirates Islamic Bank PJSC Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.422 241.018 -0.578
201609 0.687 241.428 0.940
201612 -0.422 241.432 -0.577
201703 0.076 243.801 0.103
201706 0.368 244.955 0.496
201709 0.206 246.819 0.276
201712 0.611 246.524 0.818
201803 -0.223 249.554 -0.295
201806 -0.482 251.989 -0.632
201809 0.237 252.439 0.310
201812 -0.354 251.233 -0.465
201903 -0.217 254.202 -0.282
201906 0.027 256.143 0.035
201909 -0.143 256.759 -0.184
201912 -0.238 256.974 -0.306
202003 -0.003 258.115 -0.004
202006 0.560 257.797 0.717
202009 -0.498 260.280 -0.632
202012 0.287 260.474 0.364
202103 -0.065 264.877 -0.081
202106 0.359 271.696 0.436
202109 0.066 274.310 0.079
202112 -0.143 278.802 -0.169
202203 0.573 287.504 0.658
202206 0.391 296.311 0.436
202209 0.106 296.808 0.118
202212 0.422 296.797 0.470
202303 -0.289 301.836 -0.316
202306 -0.737 305.109 -0.798
202309 -0.579 307.789 -0.621
202312 0.081 306.746 0.087
202403 0.097 312.332 0.103
202406 -0.320 314.175 -0.336
202409 0.414 315.301 0.434
202412 -0.311 315.605 -0.325
202503 -0.330 319.799 -0.341
202506 2.027 322.561 2.075
202509 -1.824 324.800 -1.854
202512 0.987 324.054 1.006
202603 0.317 330.213 0.317

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of د.إ0.15 mean?
Emirates Islamic Bank PJSC (DFM:EIB) has a Cyclically Adjusted FCF per Share of د.إ0.15 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Emirates Islamic Bank PJSC and its competitors.
Is Emirates Islamic Bank PJSC's Cyclically Adjusted FCF per Share too high?
Emirates Islamic Bank PJSC's current Cyclically Adjusted FCF per Share is د.إ0.15. Overall, Emirates Islamic Bank PJSC has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Emirates Islamic Bank PJSC's Cyclically Adjusted FCF per Share compare to competitors?
Emirates Islamic Bank PJSC's Cyclically Adjusted FCF per Share of د.إ0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Emirates Islamic Bank PJSC and its competitors. Emirates Islamic Bank PJSC's current Cyclically Adjusted FCF per Share is د.إ0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Islamic Bank PJSC stock overvalued right now?
Emirates Islamic Bank PJSC (DFM:EIB) has a current Cyclically Adjusted FCF per Share of د.إ0.15. The stock's GF Value™ is د.إ10.81, compared to a current price of د.إ10.85 — trading 0.4% above its estimated fair value. The current Cyclically Adjusted FCF per Share is د.إ0.15. Emirates Islamic Bank PJSC's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Emirates Islamic Bank PJSC (DFM:EIB), the current Cyclically Adjusted FCF per Share is د.إ0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Islamic Bank PJSC (DFM:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Islamic Bank PJSC stock appears to be overvalued. The current stock price of د.إ10.85 is trading 0.4% above its estimated GF Value™ of د.إ10.81.

Key valuation signals for DFM:EIB:

  • Cyclically Adjusted FCF per Share: د.إ0.15
  • GF Value™: د.إ10.81 vs. price of د.إ10.85 (0.4% above fair value)
  • GF Score™: 14/100 with 1 warning sign

No single metric tells the full story. See the DFM:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Islamic Bank PJSC Business Description

Address Dubai Health Care City, P.O. Box 6564, 3rd Floor, Building 16, Dubai, ARE
Emirates Islamic Bank PJSC provides full commercial and banking services and offers various products through Islamic financing and investing instruments following Islamic Sharia. The group's activities comprise three business segments: Corporate and institutional banking, Retail banking and wealth management, Treasury, and Others. Substantial revenue is generated from Retail banking and wealth management segment.
14GF Score

Get the complete analysis for DFM:EIB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ10.85
Price
د.إ10.81
GF Value