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Empresa General de InversionesXPTY:EGIN 68 3-Year Book Growth Rate is 9.30% as of Mar. 2026, which is 12% above its 10-year median of 8.30. GuruFocus rates XPTY:EGIN with a GF Score™ of 68/100 and a GF Value™ of $143.00 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,496 Banks companies, Empresa General de Inversiones ranks better than 53.81% on this metric.
During the past 12 months, Empresa General de Inversiones's average Book Value per Share Growth Rate was 7.00% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 9.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 6.30% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 7.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Empresa General de Inversiones was 10.20% per year. The lowest was 2.70% per year. And the median was 8.30% per year.
Empresa General de Inversiones (XPTY:EGIN) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Empresa General de Inversiones 3-Year Book Growth Rate Related Terms
XPTY:EGIN vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Empresa General de Inversiones's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empresa General de Inversiones 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Empresa General de Inversiones's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Empresa General de Inversiones's 3-Year Book Growth Rate falls into.
Empresa General de Inversiones 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 9.30% mean?
Empresa General de Inversiones (XPTY:EGIN) has a 3-Year Book Growth Rate of 9.30% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Empresa General de Inversiones and its competitors. This is 12% above median its historical median of 8.30. Over the past decade, Empresa General de Inversiones' 3-Year Book Growth Rate has ranged from 2.70 to 10.20. According to the industry distribution chart, Empresa General de Inversiones ranks #691 out of 1496 companies in the Banks industry, placing it in the top 46.2%.
Is Empresa General de Inversiones' 3-Year Book Growth Rate too high?
Empresa General de Inversiones' current 3-Year Book Growth Rate of 9.30% is 12% above median its 10-year median of 8.30. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 10.20. The Banks industry median 3-Year Book Growth Rate is 8.80. Empresa General de Inversiones' value of 9.30% is 5.7% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #691 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, Empresa General de Inversiones has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #691 out of 1496 companies for 3-Year Book Growth Rate. This puts Empresa General de Inversiones in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Empresa General de Inversiones' value of 9.30% is 5.7% above this benchmark. Historically, Empresa General de Inversiones' own 3-Year Book Growth Rate has ranged from 2.70 to 10.20 over the past decade. While the company's 10-year median is 8.30 vs. the industry median of 8.80, Empresa General de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current 3-Year Book Growth Rate of 9.30% is 5.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Empresa General de Inversiones and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current 3-Year Book Growth Rate is 9.30%, which is 12% above median its own 10-year median of 8.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $143.00, compared to a current price of $205.00 — trading 43.4% above its estimated fair value. The current 3-Year Book Growth Rate is 9.30%, which is 12% above median its 10-year median of 8.30 and 5.7% above the Banks industry median of 8.80. Empresa General de Inversiones' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current 3-Year Book Growth Rate is 9.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?
Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued.
The current stock price of $205.00 is trading 43.4% above its estimated GF Value™ of $143.00.
GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.
Key valuation signals for XPTY:EGIN:
3-Year Book Growth Rate: 9.30% (12% above median its 10-year median of 8.30)
GF Value™: $143.00 vs. price of $205.00 (43.4% above fair value)
Industry Position: 5.7% above the Banks median (#691 of 1496)
No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
68GF Score
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