Empresa General de Inversiones (XPTY:EGIN) Net Margin %: 36.59% (As of Mar. 2026) — Near Median


XPTY:EGIN Empresa General de Inversiones SA XPTY:EGIN
69 GF Score
Price $200.00
GF Value $140.80
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Empresa General de Inversiones Net Margin %?

Empresa General de Inversiones XPTY:EGIN 69 Net Margin % is 36.59% as of Mar. 2026, which is 5% above its 10-year median of 34.87. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $140.80 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Empresa General de Inversiones ranks better than 79.12% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Empresa General de Inversiones's Net Income for the three months ended in Mar. 2026 was $145 Mil. Empresa General de Inversiones's Revenue for the three months ended in Mar. 2026 was $396 Mil. Therefore, Empresa General de Inversiones's net margin for the quarter that ended in Mar. 2026 was 36.59%.

The historical rank and industry rank for Empresa General de Inversiones's Net Margin % or its related term are showing as below:

XPTY:EGIN' s Net Margin % Range Over the Past 10 Years
Min: 22.64   Med: 34.87   Max: 39
Current: 37.09


XPTY:EGIN's Net Margin % is ranked better than
79.12% of 1528 companies
in the Banks industry
Industry Median: 26.845 vs XPTY:EGIN: 37.09

Empresa General de Inversiones  (XPTY:EGIN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Empresa General de Inversiones Net Margin % Related Terms


Empresa General de Inversiones Net Margin % Historical Data

* Premium members only.

The historical data trend for Empresa General de Inversiones's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresa General de Inversiones Net Margin % Chart

Empresa General de Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.38 38.48 39.00 38.19 37.22

Empresa General de Inversiones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.10 37.16 37.85 36.78 36.59

XPTY:EGIN vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Empresa General de Inversiones's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empresa General de Inversiones Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Empresa General de Inversiones's Net Margin % distribution charts can be found below:

* The bar in red indicates where Empresa General de Inversiones's Net Margin % falls into.


XPTY:EGIN
69GF Score
Empresa General de Inversiones SA XPTY:EGIN
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Empresa General de Inversiones Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Empresa General de Inversiones's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=571.942/1536.596
=37.22 %

Empresa General de Inversiones's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=144.711/395.504
=36.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 36.59% mean?
Empresa General de Inversiones (XPTY:EGIN) has a Net Margin % of 36.59% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Empresa General de Inversiones and its competitors. This is near median its historical median of 34.87. Over the past decade, Empresa General de Inversiones' Net Margin % has ranged from 22.64 to 39.00. According to the industry distribution chart, Empresa General de Inversiones ranks #319 out of 1528 companies in the Banks industry, placing it in the top 20.9%.
Is Empresa General de Inversiones' Net Margin % too high?
Empresa General de Inversiones' current Net Margin % of 36.59% is near median its 10-year median of 34.87. Over the past 10 years, this metric has ranged from a low of 22.64 to a high of 39.00. The Banks industry median Net Margin % is 26.85. Empresa General de Inversiones' value of 36.59% is 36.3% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #319 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #319 out of 1528 companies for Net Margin %. This places Empresa General de Inversiones in the top 21% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Empresa General de Inversiones' value of 36.59% is 36.3% above this benchmark. Historically, Empresa General de Inversiones' own Net Margin % has ranged from 22.64 to 39.00 over the past decade. While the company's 10-year median is 34.87 vs. the industry median of 26.85, Empresa General de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current Net Margin % of 36.59% is 36.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current Net Margin % is 36.59%, which is near median its own 10-year median of 34.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $140.80, compared to a current price of $200.00 — trading 42% above its estimated fair value. The current Net Margin % is 36.59%, which is near median its 10-year median of 34.87 and 36.3% above the Banks industry median of 26.85. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Net Margin % is 36.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?

Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued. The current stock price of $200.00 is trading 42% above its estimated GF Value™ of $140.80. GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.

Key valuation signals for XPTY:EGIN:

  • Net Margin %: 36.59% (near median its 10-year median of 34.87)
  • GF Value™: $140.80 vs. price of $200.00 (42% above fair value)
  • GF Score™: 69/100 with 6 warning signs
  • Industry Position: 36.3% above the Banks median (#319 of 1528)

No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresa General de Inversiones Business Description

Address Building Torre Banco General, Aquilino de la, Guardia Street to 5th Avenue South B, Section 4592 Marbella, Panama, PAN, 5
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score

Get the complete analysis for XPTY:EGIN

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$200.00
Price
$140.80
GF Value