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Empresa General de InversionesXPTY:EGIN 69 Equity-to-Asset is 0.14 as of Mar. 2026, which is 17% above its 10-year median of 0.12. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $141.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,521 Banks companies, Empresa General de Inversiones ranks better than 83.3% on this metric.
The historical rank and industry rank for Empresa General de Inversiones's Equity-to-Asset or its related term are showing as below:
XPTY:EGIN'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.12 Max: 0.14
Current: 0.14
During the past 13 years, the highest Equity to Asset Ratio of Empresa General de Inversiones was 0.14. The lowest was 0.09. And the median was 0.12.
XPTY:EGIN's Equity-to-Asset is ranked better than 83.3% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs XPTY:EGIN: 0.14
Empresa General de Inversiones (XPTY:EGIN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Empresa General de Inversiones Equity-to-Asset Related Terms
Empresa General de Inversiones Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Empresa General de Inversiones Equity-to-Asset Chart
For the Banks - Regional subindustry, Empresa General de Inversiones's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empresa General de Inversiones Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Empresa General de Inversiones's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Empresa General de Inversiones's Equity-to-Asset falls into.
Empresa General de Inversiones Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Empresa General de Inversiones (XPTY:EGIN) has a Equity-to-Asset of 0.14 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Empresa General de Inversiones and its competitors. This is 17% above median its historical median of 0.12. Over the past decade, Empresa General de Inversiones' Equity-to-Asset has ranged from 0.09 to 0.14. According to the industry distribution chart, Empresa General de Inversiones ranks #254 out of 1521 companies in the Banks industry, placing it in the top 16.7%.
Is Empresa General de Inversiones' Equity-to-Asset too high?
Empresa General de Inversiones' current Equity-to-Asset of 0.14 is 17% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Empresa General de Inversiones' value of 0.14 is 40% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #254 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #254 out of 1521 companies for Equity-to-Asset. This places Empresa General de Inversiones in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Empresa General de Inversiones' value of 0.14 is 40% above this benchmark. Historically, Empresa General de Inversiones' own Equity-to-Asset has ranged from 0.09 to 0.14 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Empresa General de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current Equity-to-Asset is 0.14, which is 17% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $141.69, compared to a current price of $202.01 — trading 42.6% above its estimated fair value. The current Equity-to-Asset is 0.14, which is 17% above median its 10-year median of 0.12 and 40% above the Banks industry median of 0.10. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Equity-to-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?
Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued.
The current stock price of $202.01 is trading 42.6% above its estimated GF Value™ of $141.69.
GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.
Key valuation signals for XPTY:EGIN:
Equity-to-Asset: 0.14 (17% above median its 10-year median of 0.12)
GF Value™: $141.69 vs. price of $202.01 (42.6% above fair value)
Industry Position: 40% above the Banks median (#254 of 1521)
No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empresa General de Inversiones Business Description
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score
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