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Empresa General de InversionesXPTY:EGIN 69 Debt-to-Equity is 0.39 as of Mar. 2026, which is 37% below its 10-year median of 0.62. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $141.36 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,423 Banks companies, Empresa General de Inversiones ranks better than 61.21% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Empresa General de Inversiones's Debt-to-Equity or its related term are showing as below:
XPTY:EGIN'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.39 Med: 0.62 Max: 1.68
Current: 0.39
During the past 13 years, the highest Debt-to-Equity Ratio of Empresa General de Inversiones was 1.68. The lowest was 0.39. And the median was 0.62.
XPTY:EGIN's Debt-to-Equity is ranked better than 61.21% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs XPTY:EGIN: 0.39
Empresa General de Inversiones (XPTY:EGIN) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Empresa General de Inversiones Debt-to-Equity Related Terms
Empresa General de Inversiones Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Empresa General de Inversiones Debt-to-Equity Chart
For the Banks - Regional subindustry, Empresa General de Inversiones's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empresa General de Inversiones Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Empresa General de Inversiones's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Empresa General de Inversiones's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Empresa General de Inversiones (XPTY:EGIN) has a Debt-to-Equity of 0.39 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Empresa General de Inversiones and its competitors. This is 37% below median its historical median of 0.62. Over the past decade, Empresa General de Inversiones' Debt-to-Equity has ranged from 0.39 to 1.68. According to the industry distribution chart, Empresa General de Inversiones ranks #552 out of 1423 companies in the Banks industry, placing it in the top 38.8%.
Is Empresa General de Inversiones' Debt-to-Equity too high?
Empresa General de Inversiones' current Debt-to-Equity of 0.39 is 37% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.68. The Banks industry median Debt-to-Equity is 0.56. Empresa General de Inversiones' value of 0.39 is 30.4% below this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #552 out of 1423 companies in the Banks industry, which is above the industry midpoint. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #552 out of 1423 companies for Debt-to-Equity. This puts Empresa General de Inversiones in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Empresa General de Inversiones' value of 0.39 is 30.4% below this benchmark. Historically, Empresa General de Inversiones' own Debt-to-Equity has ranged from 0.39 to 1.68 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.56, Empresa General de Inversiones has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current Debt-to-Equity of 0.39 is 30.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current Debt-to-Equity is 0.39, which is 37% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $141.36, compared to a current price of $200.49 — trading 41.8% above its estimated fair value. The current Debt-to-Equity is 0.39, which is 37% below median its 10-year median of 0.62 and 30.4% below the Banks industry median of 0.56. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Debt-to-Equity is 0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?
Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued.
The current stock price of $200.49 is trading 41.8% above its estimated GF Value™ of $141.36.
GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.
Key valuation signals for XPTY:EGIN:
Debt-to-Equity: 0.39 (37% below median its 10-year median of 0.62)
GF Value™: $141.36 vs. price of $200.49 (41.8% above fair value)
Industry Position: 30.4% below the Banks median (#552 of 1423)
No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empresa General de Inversiones Business Description
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score
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