Empresa General de InversionesXPTY:EGIN 69 PEG Ratio is 2.38 as of Jul. 05, 2026, which is 32% above its 10-year median of 1.80. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $140.80 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,228 Banks companies, Empresa General de Inversiones ranks worse than 66.45% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Empresa General de Inversiones's PEG Ratio or its related term are showing as below:
XPTY:EGIN'
s PEG Ratio Range Over the Past 10 Years
Min: 0.74 Med: 1.8 Max: 2.38
Current: 2.38
During the past 13 years, Empresa General de Inversiones's highest PEG Ratio was 2.38. The lowest was 0.74. And the median was 1.80.
XPTY:EGIN's PEG Ratio is ranked worse than 66.45% of 1228
companies
in the Banks industry
Industry Median: 1.53
vs XPTY:EGIN: 2.38
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Empresa General de Inversiones (XPTY:EGIN) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Empresa General de Inversiones PEG Ratio Related Terms
Empresa General de Inversiones PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Empresa General de Inversiones's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empresa General de Inversiones PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Empresa General de Inversiones's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Empresa General de Inversiones's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Empresa General de Inversiones (XPTY:EGIN) has a PEG Ratio of 2.38 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Empresa General de Inversiones and its competitors. This is 32% above median its historical median of 1.80. Over the past decade, Empresa General de Inversiones' PEG Ratio has ranged from 0.74 to 2.38. According to the industry distribution chart, Empresa General de Inversiones ranks #816 out of 1228 companies in the Banks industry, placing it in the top 66.4%.
Is Empresa General de Inversiones' PEG Ratio too high?
Empresa General de Inversiones' current PEG Ratio of 2.38 is 32% above median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 2.38. The Banks industry median PEG Ratio is 1.53. Empresa General de Inversiones' value of 2.38 is 55.6% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #816 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #816 out of 1228 companies for PEG Ratio. This places Empresa General de Inversiones in the lower half of its industry. The industry median PEG Ratio is 1.53. Empresa General de Inversiones' value of 2.38 is 55.6% above this benchmark. Historically, Empresa General de Inversiones' own PEG Ratio has ranged from 0.74 to 2.38 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 1.53, Empresa General de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current PEG Ratio of 2.38 is 55.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current PEG Ratio is 2.38, which is 32% above median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $140.80, compared to a current price of $200.00 — trading 42% above its estimated fair value. The current PEG Ratio is 2.38, which is 32% above median its 10-year median of 1.80 and 55.6% above the Banks industry median of 1.53. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current PEG Ratio is 2.38 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?
Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued.
The current stock price of $200.00 is trading 42% above its estimated GF Value™ of $140.80.
GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.
Key valuation signals for XPTY:EGIN:
PEG Ratio: 2.38 (32% above median its 10-year median of 1.80)
GF Value™: $140.80 vs. price of $200.00 (42% above fair value)
Industry Position: 55.6% above the Banks median (#816 of 1228)
No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empresa General de Inversiones Business Description
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score
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