Empresa General de Inversiones (XPTY:EGIN) FCF Margin %: 59.20% (As of Mar. 2026) — Near Median


XPTY:EGIN Empresa General de Inversiones SA XPTY:EGIN
69 GF Score
Price $200.00
GF Value $140.80
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Empresa General de Inversiones FCF Margin %?

Empresa General de Inversiones XPTY:EGIN 69 FCF Margin % is 59.20% as of Mar. 2026, which is 4% above its 10-year median of 56.94. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $140.80 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,506 Banks companies, Empresa General de Inversiones ranks better than 82.47% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Empresa General de Inversiones's Free Cash Flow for the three months ended in Mar. 2026 was $234 Mil. Empresa General de Inversiones's Revenue for the three months ended in Mar. 2026 was $396 Mil. Therefore, Empresa General de Inversiones's FCF Margin % for the quarter that ended in Mar. 2026 was 59.20%.

As of today, Empresa General de Inversiones's current FCF Yield % is 14.99%.

The historical rank and industry rank for Empresa General de Inversiones's FCF Margin % or its related term are showing as below:

XPTY:EGIN' s FCF Margin % Range Over the Past 10 Years
Min: 3.74   Med: 56.94   Max: 168.55
Current: 82.09


During the past 13 years, the highest FCF Margin % of Empresa General de Inversiones was 168.55%. The lowest was 3.74%. And the median was 56.94%.

XPTY:EGIN's FCF Margin % is ranked better than
82.47% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs XPTY:EGIN: 82.09


Empresa General de Inversiones FCF Margin % Related Terms


Empresa General de Inversiones FCF Margin % Historical Data

* Premium members only.

The historical data trend for Empresa General de Inversiones's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresa General de Inversiones FCF Margin % Chart

Empresa General de Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 83.54 6.54 52.34 43.49 86.15

Empresa General de Inversiones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 74.40 41.38 86.92 137.24 59.20

XPTY:EGIN vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Empresa General de Inversiones's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empresa General de Inversiones FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Empresa General de Inversiones's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Empresa General de Inversiones's FCF Margin % falls into.


XPTY:EGIN
69GF Score
Empresa General de Inversiones SA XPTY:EGIN
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Empresa General de Inversiones FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Empresa General de Inversiones's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1323.732/1536.596
=86.15 %

Empresa General de Inversiones's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=234.157/395.504
=59.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 59.20% mean?
Empresa General de Inversiones (XPTY:EGIN) has a FCF Margin % of 59.20% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Empresa General de Inversiones and its competitors. This is near median its historical median of 56.94. Over the past decade, Empresa General de Inversiones' FCF Margin % has ranged from 3.74 to 168.55. According to the industry distribution chart, Empresa General de Inversiones ranks #264 out of 1506 companies in the Banks industry, placing it in the top 17.5%.
Is Empresa General de Inversiones' FCF Margin % too high?
Empresa General de Inversiones' current FCF Margin % of 59.20% is near median its 10-year median of 56.94. Over the past 10 years, this metric has ranged from a low of 3.74 to a high of 168.55. The Banks industry median FCF Margin % is 26.36. Empresa General de Inversiones' value of 59.20% is 124.6% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #264 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #264 out of 1506 companies for FCF Margin %. This places Empresa General de Inversiones in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.36. Empresa General de Inversiones' value of 59.20% is 124.6% above this benchmark. Historically, Empresa General de Inversiones' own FCF Margin % has ranged from 3.74 to 168.55 over the past decade. While the company's 10-year median is 56.94 vs. the industry median of 26.36, Empresa General de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current FCF Margin % of 59.20% is 124.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current FCF Margin % is 59.20%, which is near median its own 10-year median of 56.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $140.80, compared to a current price of $200.00 — trading 42% above its estimated fair value. The current FCF Margin % is 59.20%, which is near median its 10-year median of 56.94 and 124.6% above the Banks industry median of 26.36. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current FCF Margin % is 59.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?

Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued. The current stock price of $200.00 is trading 42% above its estimated GF Value™ of $140.80. GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.

Key valuation signals for XPTY:EGIN:

  • FCF Margin %: 59.20% (near median its 10-year median of 56.94)
  • GF Value™: $140.80 vs. price of $200.00 (42% above fair value)
  • GF Score™: 69/100 with 6 warning signs
  • Industry Position: 124.6% above the Banks median (#264 of 1506)

No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresa General de Inversiones Business Description

Address Building Torre Banco General, Aquilino de la, Guardia Street to 5th Avenue South B, Section 4592 Marbella, Panama, PAN, 5
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score

Get the complete analysis for XPTY:EGIN

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$200.00
Price
$140.80
GF Value