Empresa General de Inversiones (XPTY:EGIN) Retained Earnings: $2,723 Mil (As of Mar. 2026)


XPTY:EGIN Empresa General de Inversiones SA XPTY:EGIN
69 GF Score
Price $200.00
GF Value $140.80
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Empresa General de Inversiones Retained Earnings?

Empresa General de Inversiones XPTY:EGIN 69 Retained Earnings is $2,723 Mil as of Mar. 2026. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $140.80 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Empresa General de Inversiones's retained earnings for the quarter that ended in Mar. 2026 was $2,723 Mil.

Empresa General de Inversiones's quarterly retained earnings declined from Sep. 2025 ($2,727 Mil) to Dec. 2025 ($2,665 Mil) but then increased from Dec. 2025 ($2,665 Mil) to Mar. 2026 ($2,723 Mil).

Empresa General de Inversiones's annual retained earnings increased from Dec. 2023 ($2,354 Mil) to Dec. 2024 ($2,504 Mil) and increased from Dec. 2024 ($2,504 Mil) to Dec. 2025 ($2,665 Mil).


Empresa General de Inversiones  (XPTY:EGIN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Empresa General de Inversiones Retained Earnings Historical Data

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The historical data trend for Empresa General de Inversiones's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresa General de Inversiones Retained Earnings Chart

Empresa General de Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,969.62 2,160.17 2,354.46 2,504.40 2,664.56

Empresa General de Inversiones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,569.79 2,642.63 2,726.85 2,664.56 2,723.41
XPTY:EGIN
69GF Score
Empresa General de Inversiones SA XPTY:EGIN
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Empresa General de Inversiones Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $2,723 Mil mean?
Empresa General de Inversiones (XPTY:EGIN) has a Retained Earnings of $2,723 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Empresa General de Inversiones and its competitors.
Is Empresa General de Inversiones' Retained Earnings too high?
Empresa General de Inversiones' current Retained Earnings is $2,723 Mil. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Retained Earnings compare to PNC and USB?
Empresa General de Inversiones' Retained Earnings of $2,723 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Empresa General de Inversiones and its competitors. Empresa General de Inversiones's current Retained Earnings is $2,723 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $140.80, compared to a current price of $200.00 — trading 42% above its estimated fair value. The current Retained Earnings is $2,723 Mil. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Retained Earnings is $2,723 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?

Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued. The current stock price of $200.00 is trading 42% above its estimated GF Value™ of $140.80. GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.

Key valuation signals for XPTY:EGIN:

  • Retained Earnings: $2,723 Mil
  • GF Value™: $140.80 vs. price of $200.00 (42% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresa General de Inversiones Business Description

Address Building Torre Banco General, Aquilino de la, Guardia Street to 5th Avenue South B, Section 4592 Marbella, Panama, PAN, 5
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score

Get the complete analysis for XPTY:EGIN

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$200.00
Price
$140.80
GF Value