Empresa General de Inversiones (XPTY:EGIN) 3-Year Dividend Growth Rate: 6.00% (As of Mar. 2026) — 42% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPTY:EGIN Empresa General de Inversiones SA XPTY:EGIN
68 GF Score
Price $205.00
GF Value $143.10
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Empresa General de Inversiones 3-Year Dividend Growth Rate?

Empresa General de Inversiones XPTY:EGIN 68 3-Year Dividend Growth Rate is 6.00% as of Mar. 2026, which is 42% below its 10-year median of 10.30. GuruFocus rates XPTY:EGIN with a GF Score™ of 68/100 and a GF Value™ of $143.10 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 964 Banks companies, Empresa General de Inversiones ranks worse than 62.03% on this metric.

Empresa General de Inversiones's Dividends per Share for the three months ended in Mar. 2026 was $1.63.

The historical rank and industry rank for Empresa General de Inversiones's 3-Year Dividend Growth Rate or its related term are showing as below:

XPTY:EGIN' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 4.7   Med: 10.3   Max: 38.4
Current: 6

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Empresa General de Inversiones was 38.40% per year. The lowest was 4.70% per year. And the median was 10.30% per year.

XPTY:EGIN's 3-Year Dividend Growth Rate is ranked worse than
62.03% of 964 companies
in the Banks industry
Industry Median: 10.1 vs XPTY:EGIN: 6.00

During the past 12 months, Empresa General de Inversiones's average Dividends Per Share Growth Rate was -31.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 6.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 19.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 14.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Empresa General de Inversiones's Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.49. As of today, Empresa General de Inversiones's Dividend Yield % is 2.93%.

Warning Sign:

Empresa General de Inversiones SA stock Dividend Yield % is close to 5-year low.

For more information regarding to dividend, please check our Dividend Page.


Empresa General de Inversiones  (XPTY:EGIN) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Empresa General de Inversiones's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=1.631/ 3.315
=0.49

During the past 13 years, the highest Dividend Payout Ratio of Empresa General de Inversiones was 0.69. The lowest was 0.33. And the median was 0.44.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Empresa General de Inversiones Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 1.6000002026-05-282026-05-292026-06-15Cash DividendquarterlyUSD:USD 1.000000
USD 1.6000002026-02-262026-02-272026-03-13Cash DividendquarterlyUSD:USD 1.000000
USD 1.4000002025-11-262025-11-272025-12-15Cash DividendquarterlyUSD:USD 1.000000
USD 1.4000002025-08-282025-08-292025-09-15Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Empresa General de Inversiones's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=6/205.00
=2.93 %

Current Share Price is $205.00.
Empresa General de Inversiones's Dividends per Share for the trailing twelve months (TTM) ended in Today is $6.

During the past 13 years, the highest Dividend Yield of Empresa General de Inversiones was 6.86%. The lowest was 2.26%. And the median was 3.54%.

Warning Sign:

Empresa General de Inversiones SA stock Dividend Yield % is close to 5-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Empresa General de Inversiones 3-Year Dividend Growth Rate Related Terms>


XPTY:EGIN vs PNC, USB: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Empresa General de Inversiones's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empresa General de Inversiones 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Empresa General de Inversiones's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Empresa General de Inversiones's 3-Year Dividend Growth Rate falls into.


XPTY:EGIN
68GF Score
Empresa General de Inversiones SA XPTY:EGIN
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Empresa General de Inversiones 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 6.00% mean?
Empresa General de Inversiones (XPTY:EGIN) has a 3-Year Dividend Growth Rate of 6.00% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Empresa General de Inversiones and its competitors. This is 42% below median its historical median of 10.30. Over the past decade, Empresa General de Inversiones' 3-Year Dividend Growth Rate has ranged from 4.70 to 38.40. According to the industry distribution chart, Empresa General de Inversiones ranks #598 out of 964 companies in the Banks industry, placing it in the top 62%.
Is Empresa General de Inversiones' 3-Year Dividend Growth Rate too high?
Empresa General de Inversiones' current 3-Year Dividend Growth Rate of 6.00% is 42% below median its 10-year median of 10.30. Over the past 10 years, this metric has ranged from a low of 4.70 to a high of 38.40. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Empresa General de Inversiones' value of 6.00% is 40.6% below this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #598 out of 964 companies in the Banks industry, which is below the industry midpoint. Overall, Empresa General de Inversiones has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' 3-Year Dividend Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #598 out of 964 companies for 3-Year Dividend Growth Rate. This places Empresa General de Inversiones in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Empresa General de Inversiones' value of 6.00% is 40.6% below this benchmark. Historically, Empresa General de Inversiones' own 3-Year Dividend Growth Rate has ranged from 4.70 to 38.40 over the past decade. While the company's 10-year median is 10.30 vs. the industry median of 10.10, Empresa General de Inversiones has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 964 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current 3-Year Dividend Growth Rate of 6.00% is 40.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current 3-Year Dividend Growth Rate is 6.00%, which is 42% below median its own 10-year median of 10.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $143.10, compared to a current price of $205.00 — trading 43.3% above its estimated fair value. The current 3-Year Dividend Growth Rate is 6.00%, which is 42% below median its 10-year median of 10.30 and 40.6% below the Banks industry median of 10.10. Empresa General de Inversiones' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current 3-Year Dividend Growth Rate is 6.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?

Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued. The current stock price of $205.00 is trading 43.3% above its estimated GF Value™ of $143.10. GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.

Key valuation signals for XPTY:EGIN:

  • 3-Year Dividend Growth Rate: 6.00% (42% below median its 10-year median of 10.30)
  • GF Value™: $143.10 vs. price of $205.00 (43.3% above fair value)
  • GF Score™: 68/100 with 6 warning signs
  • Industry Position: 40.6% below the Banks median (#598 of 964)

No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresa General de Inversiones Business Description

Address Building Torre Banco General, Aquilino de la, Guardia Street to 5th Avenue South B, Section 4592 Marbella, Panama, PAN, 5
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
68GF Score

Get the complete analysis for XPTY:EGIN

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$205.00
Price
$143.10
GF Value