Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
As of Mar. 2026, Empresa General de Inversiones has a Sloan Ratio of -0.34%, indicating the company is in the safe zone and there is no funny business with accruals.
Empresa General de Inversiones (XPTY:EGIN) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Mar. 2026, Empresa General de Inversiones has a Sloan Ratio of -0.34%, indicating the company is in the safe zone and there is no funny business with accruals.
Empresa General de Inversiones Sloan Ratio % Related Terms
Empresa General de Inversiones Sloan Ratio % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Empresa General de Inversiones Sloan Ratio % Chart
For the Banks - Regional subindustry, Empresa General de Inversiones's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empresa General de Inversiones Sloan Ratio % vs Banks Industry
For the Banks industry and Financial Services sector, Empresa General de Inversiones's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Empresa General de Inversiones's Sloan Ratio % falls into.
Empresa General de Inversiones Sloan Ratio % Calculation
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Empresa General de Inversiones's Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was 138.36 (Jun. 2025 ) + 147.969 (Sep. 2025 ) + 148.613 (Dec. 2025 ) + 144.28 (Mar. 2026 ) = $579 Mil.
Empresa General de Inversiones's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was 169.95 (Jun. 2025 ) + 352.805 (Sep. 2025 ) + 575.316 (Dec. 2025 ) + 244.973 (Mar. 2026 ) = $1,343 Mil.
Empresa General de Inversiones's Cash Flow from Investing for the trailing twelve months (TTM) ended in Mar. 2026 was -212.949 (Jun. 2025 ) + -129.548 (Sep. 2025 ) + -223.228 (Dec. 2025 ) + -125.027 (Mar. 2026 ) = $-691 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Empresa General de Inversiones (XPTY:EGIN) has a Sloan Ratio % of -0.34% as of Mar. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Empresa General de Inversiones and its competitors.
Is Empresa General de Inversiones' Sloan Ratio % too high?
Empresa General de Inversiones' current Sloan Ratio % is -0.34%. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Sloan Ratio % compare to PNC and USB?
Empresa General de Inversiones' Sloan Ratio % of -0.34% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Banks company?
A good Sloan Ratio % depends on the Banks industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Empresa General de Inversiones and its competitors. Empresa General de Inversiones's current Sloan Ratio % is -0.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $141.22, compared to a current price of $200.10 — trading 41.7% above its estimated fair value. The current Sloan Ratio % is -0.34%. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Sloan Ratio % is -0.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?
Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued.
The current stock price of $200.10 is trading 41.7% above its estimated GF Value™ of $141.22.
GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.
Key valuation signals for XPTY:EGIN:
Sloan Ratio %: -0.34%
GF Value™: $141.22 vs. price of $200.10 (41.7% above fair value)
No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empresa General de Inversiones Business Description
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score
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