Empresa General de Inversiones (XPTY:EGIN) Cyclically Adjusted Book per Share: $61.87 (As of Mar. 2026)


XPTY:EGIN Empresa General de Inversiones SA XPTY:EGIN
69 GF Score
Price $200.00
GF Value $140.80
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Empresa General de Inversiones Cyclically Adjusted Book per Share?

Empresa General de Inversiones XPTY:EGIN 69 Cyclically Adjusted Book per Share is $61.87 as of Mar. 2026. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $140.80 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Empresa General de Inversiones's adjusted book value per share for the three months ended in Mar. 2026 was $71.457. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $61.87 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Empresa General de Inversiones's average Cyclically Adjusted Book Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Empresa General de Inversiones was 7.60% per year. The lowest was 7.20% per year. And the median was 7.40% per year.

As of today (2026-07-05), Empresa General de Inversiones's current stock price is $200.00. Empresa General de Inversiones's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $61.87. Empresa General de Inversiones's Cyclically Adjusted PB Ratio of today is 3.23.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Empresa General de Inversiones was 3.29. The lowest was 1.79. And the median was 2.01.


Empresa General de Inversiones  (XPTY:EGIN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Empresa General de Inversiones's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=200.00/61.87
=3.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Empresa General de Inversiones was 3.29. The lowest was 1.79. And the median was 2.01.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Empresa General de Inversiones Cyclically Adjusted Book per Share Related Terms


Empresa General de Inversiones Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Empresa General de Inversiones's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresa General de Inversiones Cyclically Adjusted Book per Share Chart

Empresa General de Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.15 48.83 52.50 56.26 60.15

Empresa General de Inversiones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 57.56 58.64 59.67 60.15 61.87

XPTY:EGIN vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Empresa General de Inversiones's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empresa General de Inversiones Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Empresa General de Inversiones's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Empresa General de Inversiones's Cyclically Adjusted PB Ratio falls into.


XPTY:EGIN
69GF Score
Empresa General de Inversiones SA XPTY:EGIN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Empresa General de Inversiones Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Empresa General de Inversiones's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=71.457/330.2130*330.2130
=71.457

Current CPI (Mar. 2026) = 330.2130.

Empresa General de Inversiones Quarterly Data

Book Value per Share CPI Adj_Book
201606 36.135 241.018 49.508
201609 37.382 241.428 51.129
201612 37.195 241.432 50.873
201703 38.402 243.801 52.013
201706 39.316 244.955 53.000
201709 40.919 246.819 54.745
201712 40.746 246.524 54.578
201803 41.476 249.554 54.882
201806 42.425 251.989 55.595
201809 43.404 252.439 56.776
201812 44.783 251.233 58.861
201903 46.570 254.202 60.495
201906 47.927 256.143 61.786
201909 49.374 256.759 63.499
201912 49.776 256.974 63.962
202003 49.266 258.115 63.027
202006 50.903 257.797 65.202
202009 51.770 260.280 65.680
202012 52.432 260.474 66.470
202103 52.169 264.877 65.037
202106 53.375 271.696 64.871
202109 54.579 274.310 65.702
202112 54.075 278.802 64.046
202203 52.261 287.504 60.024
202206 51.281 296.311 57.148
202209 51.561 296.808 57.364
202212 53.841 296.797 59.903
202303 55.900 301.836 61.155
202306 57.833 305.109 62.591
202309 59.657 307.789 64.003
202312 60.360 306.746 64.978
202403 61.980 312.332 65.528
202406 63.789 314.175 67.045
202409 67.031 315.301 70.201
202412 64.719 315.605 67.715
202503 66.772 319.799 68.946
202506 68.749 322.561 70.380
202509 71.600 324.800 72.793
202512 70.377 324.054 71.715
202603 71.457 330.213 71.457

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $61.87 mean?
Empresa General de Inversiones (XPTY:EGIN) has a Cyclically Adjusted Book per Share of $61.87 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Empresa General de Inversiones and its competitors.
Is Empresa General de Inversiones' Cyclically Adjusted Book per Share too high?
Empresa General de Inversiones' current Cyclically Adjusted Book per Share is $61.87. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Cyclically Adjusted Book per Share compare to PNC and USB?
Empresa General de Inversiones' Cyclically Adjusted Book per Share of $61.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Empresa General de Inversiones and its competitors. Empresa General de Inversiones's current Cyclically Adjusted Book per Share is $61.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $140.80, compared to a current price of $200.00 — trading 42% above its estimated fair value. The current Cyclically Adjusted Book per Share is $61.87. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Cyclically Adjusted Book per Share is $61.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?

Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued. The current stock price of $200.00 is trading 42% above its estimated GF Value™ of $140.80. GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.

Key valuation signals for XPTY:EGIN:

  • Cyclically Adjusted Book per Share: $61.87
  • GF Value™: $140.80 vs. price of $200.00 (42% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresa General de Inversiones Business Description

Address Building Torre Banco General, Aquilino de la, Guardia Street to 5th Avenue South B, Section 4592 Marbella, Panama, PAN, 5
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score

Get the complete analysis for XPTY:EGIN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$200.00
Price
$140.80
GF Value