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What is Empresa General de Inversiones Cash-to-Debt?
Empresa General de InversionesXPTY:EGIN 68 Cash-to-Debt is 0.52 as of Mar. 2026, which is 18% above its 10-year median of 0.44. GuruFocus rates XPTY:EGIN with a GF Score™ of 68/100 and a GF Value™ of $143.00 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,492 Banks companies, Empresa General de Inversiones ranks worse than 74.13% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Empresa General de Inversiones's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.52.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Empresa General de Inversionescouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Empresa General de Inversiones's Cash-to-Debt or its related term are showing as below:
XPTY:EGIN'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.22 Med: 0.44 Max: 0.71
Current: 0.52
During the past 13 years, Empresa General de Inversiones's highest Cash to Debt Ratio was 0.71. The lowest was 0.22. And the median was 0.44.
XPTY:EGIN's Cash-to-Debt is ranked worse than 74.13% of 1492
companies
in the Banks industry
Industry Median: 1.395
vs XPTY:EGIN: 0.52
Empresa General de Inversiones (XPTY:EGIN) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Empresa General de Inversiones Cash-to-Debt Related Terms
Empresa General de Inversiones Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Empresa General de Inversiones's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empresa General de Inversiones Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Empresa General de Inversiones's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Empresa General de Inversiones's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Empresa General de Inversiones (XPTY:EGIN) has a Cash-to-Debt of 0.52 as of Mar. 2026. This is 18% above median its historical median of 0.44. Over the past decade, Empresa General de Inversiones' Cash-to-Debt has ranged from 0.22 to 0.71. According to the industry distribution chart, Empresa General de Inversiones ranks #1106 out of 1492 companies in the Banks industry, placing it in the top 74.1%.
Is Empresa General de Inversiones' Cash-to-Debt too high?
Empresa General de Inversiones' current Cash-to-Debt of 0.52 is 18% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.71. The Banks industry median Cash-to-Debt is 1.40. Empresa General de Inversiones' value of 0.52 is 62.7% below this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #1106 out of 1492 companies in the Banks industry, which is below the industry midpoint. Overall, Empresa General de Inversiones has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Cash-to-Debt compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #1106 out of 1492 companies for Cash-to-Debt. This places Empresa General de Inversiones in the lower half of its industry. The industry median Cash-to-Debt is 1.40. Empresa General de Inversiones' value of 0.52 is 62.7% below this benchmark. Historically, Empresa General de Inversiones' own Cash-to-Debt has ranged from 0.22 to 0.71 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 1.40, Empresa General de Inversiones has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.40, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current Cash-to-Debt of 0.52 is 62.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current Cash-to-Debt is 0.52, which is 18% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $143.00, compared to a current price of $205.00 — trading 43.4% above its estimated fair value. The current Cash-to-Debt is 0.52, which is 18% above median its 10-year median of 0.44 and 62.7% below the Banks industry median of 1.40. Empresa General de Inversiones' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Cash-to-Debt is 0.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?
Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued.
The current stock price of $205.00 is trading 43.4% above its estimated GF Value™ of $143.00.
GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.
Key valuation signals for XPTY:EGIN:
Cash-to-Debt: 0.52 (18% above median its 10-year median of 0.44)
GF Value™: $143.00 vs. price of $205.00 (43.4% above fair value)
Industry Position: 62.7% below the Banks median (#1106 of 1492)
No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
68GF Score
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