Empresa General de Inversiones (XPTY:EGIN) Price-to-Tangible-Book: 3.09 (As of Sep. 14, 2026)

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XPTY:EGIN Empresa General de Inversiones SA XPTY:EGIN
79 GF Score
Price $201.01
GF Value $154.75
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Empresa General de Inversiones Price-to-Tangible-Book?

Empresa General de Inversiones XPTY:EGIN 79 Price-to-Tangible-Book is 3.09 as of Sep. 14, 2026. GuruFocus rates XPTY:EGIN with a GF Score™ of 79/100 and a GF Value™ of $154.75 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,494 Banks companies, Empresa General de Inversiones ranks worse than 95.52% on this metric.

As of today (2026-09-14), Empresa General de Inversiones's share price is $201.01. Empresa General de Inversiones's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was $65.03. Hence, Empresa General de Inversiones's Price to Tangible Book Ratio of today is 3.09.

The historical rank and industry rank for Empresa General de Inversiones's Price-to-Tangible-Book or its related term are showing as below:

XPTY:EGIN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.88   Med: 2.26   Max: 3.22
Current: 3.09

During the past 13 years, Empresa General de Inversiones's highest Price to Tangible Book Ratio was 3.22. The lowest was 1.88. And the median was 2.26.

XPTY:EGIN's Price-to-Tangible-Book is ranked worse than
95.52% of 1494 companies
in the Banks industry
Industry Median: 1.2 vs XPTY:EGIN: 3.09

A closely related ratio is called PB Ratio. As of today, Empresa General de Inversiones's share price is $201.01. Empresa General de Inversiones's Book Value per Sharefor the quarter that ended in Jun. 2026 was $73.67. Hence, Empresa General de Inversiones's P/B Ratio of today is 2.73.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Empresa General de Inversiones Price-to-Tangible-Book Related Terms


Empresa General de Inversiones Price-to-Tangible-Book Historical Data

* Premium members only.

The historical data trend for Empresa General de Inversiones's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresa General de Inversiones Price-to-Tangible-Book Chart

Empresa General de Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.98 2.04 1.91 2.27 2.62

Empresa General de Inversiones Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.24 2.25 2.62 3.18 3.04

XPTY:EGIN vs USB, PNC: Price-to-Tangible-Book Comparison

For the Banks - Regional subindustry, Empresa General de Inversiones's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empresa General de Inversiones Price-to-Tangible-Book vs Banks Industry

For the Banks industry and Financial Services sector, Empresa General de Inversiones's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Empresa General de Inversiones's Price-to-Tangible-Book falls into.


XPTY:EGIN
79GF Score
Empresa General de Inversiones SA XPTY:EGIN
Price-to-Tangible-Book is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Empresa General de Inversiones Price-to-Tangible-Book Calculation

Empresa General de Inversiones's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Jun. 2026 )
=201.01/65.025
=3.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about Price-to-Tangible-Book →
What does a Price-to-Tangible-Book of 3.09 mean?
Empresa General de Inversiones (XPTY:EGIN) has a Price-to-Tangible-Book of 3.09 as of Sep. 14, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Empresa General de Inversiones and its competitors. According to the industry distribution chart, Empresa General de Inversiones ranks #1427 out of 1494 companies in the Banks industry, placing it in the top 95.5%.
Is Empresa General de Inversiones' Price-to-Tangible-Book too high?
Empresa General de Inversiones' current Price-to-Tangible-Book is 3.09. The Banks industry median Price-to-Tangible-Book is 1.20. Empresa General de Inversiones' value of 3.09 is 157.5% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #1427 out of 1494 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Empresa General de Inversiones has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Price-to-Tangible-Book compare to USB and PNC?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #1427 out of 1494 companies for Price-to-Tangible-Book. This places Empresa General de Inversiones in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.20. Empresa General de Inversiones' value of 3.09 is 157.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current Price-to-Tangible-Book of 3.09 is 157.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current Price-to-Tangible-Book is 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $154.75, compared to a current price of $201.01 — trading 29.9% above its estimated fair value. The current Price-to-Tangible-Book is 3.09 and 157.5% above the Banks industry median of 1.20. Empresa General de Inversiones' overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Price-to-Tangible-Book is 3.09 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?

Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued. The current stock price of $201.01 is trading 29.9% above its estimated GF Value™ of $154.75. GuruFocus considers Empresa General de Inversiones to be Modestly Overvalued.

Key valuation signals for XPTY:EGIN:

  • Price-to-Tangible-Book: 3.09
  • GF Value™: $154.75 vs. price of $201.01 (29.9% above fair value)
  • GF Score™: 79/100 with 6 warning signs
  • Industry Position: 157.5% above the Banks median (#1427 of 1494)

No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresa General de Inversiones Business Description

Address Building Torre Banco General, Aquilino de la, Guardia Street to 5th Avenue South B, Section 4592 Marbella, Panama, PAN, 5
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
79GF Score

Get the complete analysis for XPTY:EGIN

Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$201.01
Price
$154.75
GF Value