Empresa General de Inversiones (XPTY:EGIN) Shiller PE Ratio: 19.39 (As of Aug. 12, 2026) — 51% Above Median

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XPTY:EGIN Empresa General de Inversiones SA XPTY:EGIN
68 GF Score
Price $205.00
GF Value $142.63
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Empresa General de Inversiones Shiller PE Ratio?

Empresa General de Inversiones XPTY:EGIN 68 Shiller PE Ratio is 19.39 as of Aug. 12, 2026, which is 51% above its 10-year median of 12.86. GuruFocus rates XPTY:EGIN with a GF Score™ of 68/100 and a GF Value™ of $142.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,242 Banks companies, Empresa General de Inversiones ranks worse than 76.09% on this metric.

As of today (2026-08-12), Empresa General de Inversiones's current share price is $205.00. Empresa General de Inversiones's E10 for the quarter that ended in Mar. 2026 was $10.57. Empresa General de Inversiones's Shiller PE Ratio for today is 19.39.

The historical rank and industry rank for Empresa General de Inversiones's Shiller PE Ratio or its related term are showing as below:

XPTY:EGIN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11   Med: 12.86   Max: 19.45
Current: 19.39

During the past years, Empresa General de Inversiones's highest Shiller PE Ratio was 19.45. The lowest was 11.00. And the median was 12.86.

XPTY:EGIN's Shiller PE Ratio is ranked worse than
76.09% of 1242 companies
in the Banks industry
Industry Median: 13.96 vs XPTY:EGIN: 19.39

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Empresa General de Inversiones's adjusted earnings per share data for the three months ended in Mar. 2026 was $3.320. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $10.57 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Empresa General de Inversiones  (XPTY:EGIN) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Empresa General de Inversiones Shiller PE Ratio Related Terms


Empresa General de Inversiones Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Empresa General de Inversiones's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresa General de Inversiones Shiller PE Ratio Chart

Empresa General de Inversiones Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.90 11.75 11.44 13.53 15.82

Empresa General de Inversiones Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.84 13.61 14.05 15.82 18.92

XPTY:EGIN vs PNC, USB: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Empresa General de Inversiones's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empresa General de Inversiones Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Empresa General de Inversiones's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Empresa General de Inversiones's Shiller PE Ratio falls into.


XPTY:EGIN
68GF Score
Empresa General de Inversiones SA XPTY:EGIN
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Empresa General de Inversiones Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Empresa General de Inversiones's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=205.00/10.57
=19.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresa General de Inversiones's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, Empresa General de Inversiones's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.32/330.2130*330.2130
=3.320

Current CPI (Mar. 2026) = 330.2130.

Empresa General de Inversiones Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 1.640 241.018 2.247
201609 1.570 241.428 2.147
201612 1.680 241.432 2.298
201703 1.590 243.801 2.154
201706 1.690 244.955 2.278
201709 2.140 246.819 2.863
201712 1.700 246.524 2.277
201803 1.670 249.554 2.210
201806 1.700 251.989 2.228
201809 1.860 252.439 2.433
201812 3.140 251.233 4.127
201903 1.940 254.202 2.520
201906 2.080 256.143 2.681
201909 2.030 256.759 2.611
201912 2.030 256.974 2.609
202003 1.530 258.115 1.957
202006 1.240 257.797 1.588
202009 1.360 260.280 1.725
202012 0.850 260.474 1.078
202103 1.410 264.877 1.758
202106 1.890 271.696 2.297
202109 1.990 274.310 2.396
202112 1.920 278.802 2.274
202203 1.610 287.504 1.849
202206 2.310 296.311 2.574
202209 2.490 296.808 2.770
202212 3.040 296.797 3.382
202303 2.620 301.836 2.866
202306 3.000 305.109 3.247
202309 3.120 307.789 3.347
202312 2.720 306.746 2.928
202403 3.010 312.332 3.182
202406 3.100 314.175 3.258
202409 3.170 315.301 3.320
202412 3.050 315.605 3.191
202503 3.110 319.799 3.211
202506 3.180 322.561 3.255
202509 3.400 324.800 3.457
202512 3.420 324.054 3.485
202603 3.320 330.213 3.320

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 19.39 mean?
Empresa General de Inversiones (XPTY:EGIN) has a Shiller PE Ratio of 19.39 as of Aug. 12, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Empresa General de Inversiones and its competitors. This is 51% above median its historical median of 12.86. Over the past decade, Empresa General de Inversiones' Shiller PE Ratio has ranged from 11.00 to 19.45. According to the industry distribution chart, Empresa General de Inversiones ranks #945 out of 1242 companies in the Banks industry, placing it in the top 76.1%.
Is Empresa General de Inversiones' Shiller PE Ratio too high?
Empresa General de Inversiones' current Shiller PE Ratio of 19.39 is 51% above median its 10-year median of 12.86. Over the past 10 years, this metric has ranged from a low of 11.00 to a high of 19.45. The Banks industry median Shiller PE Ratio is 13.96. Empresa General de Inversiones' value of 19.39 is 38.9% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #945 out of 1242 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Empresa General de Inversiones has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' Shiller PE Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #945 out of 1242 companies for Shiller PE Ratio. This places Empresa General de Inversiones in the lower half of its industry. The industry median Shiller PE Ratio is 13.96. Empresa General de Inversiones' value of 19.39 is 38.9% above this benchmark. Historically, Empresa General de Inversiones' own Shiller PE Ratio has ranged from 11.00 to 19.45 over the past decade. While the company's 10-year median is 12.86 vs. the industry median of 13.96, Empresa General de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.96, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current Shiller PE Ratio of 19.39 is 38.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current Shiller PE Ratio is 19.39, which is 51% above median its own 10-year median of 12.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $142.63, compared to a current price of $205.00 — trading 43.7% above its estimated fair value. The current Shiller PE Ratio is 19.39, which is 51% above median its 10-year median of 12.86 and 38.9% above the Banks industry median of 13.96. Empresa General de Inversiones' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current Shiller PE Ratio is 19.39 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?

Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued. The current stock price of $205.00 is trading 43.7% above its estimated GF Value™ of $142.63. GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.

Key valuation signals for XPTY:EGIN:

  • Shiller PE Ratio: 19.39 (51% above median its 10-year median of 12.86)
  • GF Value™: $142.63 vs. price of $205.00 (43.7% above fair value)
  • GF Score™: 68/100 with 6 warning signs
  • Industry Position: 38.9% above the Banks median (#945 of 1242)

No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresa General de Inversiones Business Description

Address Building Torre Banco General, Aquilino de la, Guardia Street to 5th Avenue South B, Section 4592 Marbella, Panama, PAN, 5
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
68GF Score

Get the complete analysis for XPTY:EGIN

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$205.00
Price
$142.63
GF Value