Empresa General de InversionesXPTY:EGIN 69 PB Ratio is 2.80 as of Jul. 05, 2026, which is 39% above its 10-year median of 2.01. GuruFocus rates XPTY:EGIN with a GF Score™ of 69/100 and a GF Value™ of $140.80 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, Empresa General de Inversiones ranks worse than 95.19% on this metric.
Empresa General de Inversiones SA stock PB Ratio (=2.8) is close to 10-year high of 2.85.
The historical rank and industry rank for Empresa General de Inversiones's PB Ratio or its related term are showing as below:
XPTY:EGIN'
s PB Ratio Range Over the Past 10 Years
Min: 1.2 Med: 2.01 Max: 2.85
Current: 2.8
During the past 13 years, Empresa General de Inversiones's highest PB Ratio was 2.85. The lowest was 1.20. And the median was 2.01.
XPTY:EGIN's PB Ratio is ranked worse than 95.19% of 1517
companies
in the Banks industry
Industry Median: 1.1
vs XPTY:EGIN: 2.80
During the past 12 months, Empresa General de Inversiones's average Book Value Per Share Growth Rate was 7.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Empresa General de Inversiones was 10.20% per year. The lowest was 2.70% per year. And the median was 8.30% per year.
Back to Basics: PB Ratio
Empresa General de Inversiones (XPTY:EGIN) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Empresa General de Inversiones PB Ratio Related Terms
Empresa General de Inversiones PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Empresa General de Inversiones's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empresa General de Inversiones PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Empresa General de Inversiones's PB Ratio distribution charts can be found below:
* The bar in red indicates where Empresa General de Inversiones's PB Ratio falls into.
Empresa General de Inversiones PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Empresa General de Inversiones (XPTY:EGIN) has a PB Ratio of 2.80 as of Jul. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Empresa General de Inversiones and its competitors. This is 39% above median its historical median of 2.01. Over the past decade, Empresa General de Inversiones' PB Ratio has ranged from 1.20 to 2.85. According to the industry distribution chart, Empresa General de Inversiones ranks #1444 out of 1517 companies in the Banks industry, placing it in the top 95.2%.
Is Empresa General de Inversiones' PB Ratio too high?
Empresa General de Inversiones' current PB Ratio of 2.80 is 39% above median its 10-year median of 2.01. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 2.85. The Banks industry median PB Ratio is 1.10. Empresa General de Inversiones' value of 2.80 is 154.5% above this industry median. Based on the distribution chart, Empresa General de Inversiones ranks #1444 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Empresa General de Inversiones has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresa General de Inversiones' PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Empresa General de Inversiones ranks #1444 out of 1517 companies for PB Ratio. This places Empresa General de Inversiones in the lower half of its industry. The industry median PB Ratio is 1.10. Empresa General de Inversiones' value of 2.80 is 154.5% above this benchmark. Historically, Empresa General de Inversiones' own PB Ratio has ranged from 1.20 to 2.85 over the past decade. While the company's 10-year median is 2.01 vs. the industry median of 1.10, Empresa General de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresa General de Inversiones's current PB Ratio of 2.80 is 154.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Empresa General de Inversiones and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresa General de Inversiones's current PB Ratio is 2.80, which is 39% above median its own 10-year median of 2.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresa General de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Empresa General de Inversiones (XPTY:EGIN) is currently considered Significantly Overvalued. The stock's GF Value™ is $140.80, compared to a current price of $200.00 — trading 42% above its estimated fair value. The current PB Ratio is 2.80, which is 39% above median its 10-year median of 2.01 and 154.5% above the Banks industry median of 1.10. Empresa General de Inversiones' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Empresa General de Inversiones (XPTY:EGIN), the current PB Ratio is 2.80 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empresa General de Inversiones (XPTY:EGIN) Overvalued in 2026?
Based on GuruFocus' analysis, Empresa General de Inversiones stock appears to be overvalued.
The current stock price of $200.00 is trading 42% above its estimated GF Value™ of $140.80.
GuruFocus considers Empresa General de Inversiones to be Significantly Overvalued.
Key valuation signals for XPTY:EGIN:
PB Ratio: 2.80 (39% above median its 10-year median of 2.01)
GF Value™: $140.80 vs. price of $200.00 (42% above fair value)
Industry Position: 154.5% above the Banks median (#1444 of 1517)
No single metric tells the full story. See the XPTY:EGIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empresa General de Inversiones Business Description
Empresa General de Inversiones SA is engaged in the provision of banking and insurance services to individual and corporate customers. The company offers mortgage, commercial, consumer, and corporate loans; fixed term deposits; and consumer and corporate banking services. The company has five segments Banking and Financial Activities, Insurance and Reinsurance, Pension and Unemployment Funds, Petroleum, Share Holder, and the majority of its revenue is generated from Banking and Financial Activities.
69GF Score
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