CASH (Pathward Financial) Book Value per Share: $39.92 (As of Mar. 2026)


CASH Pathward Financial Inc CASH
73 GF Score
Price $86.38
GF Value $88.69
Valuation Fairly Valued
! 1 Warning Sign
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What is Pathward Financial Book Value per Share?

Pathward Financial CASH -0.95% 73 Book Value per Share is $39.92 as of Mar. 2026. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $88.69 (Fairly Valued). The stock has 1 warning sign investors should review.

Pathward Financial's book value per share for the quarter that ended in Mar. 2026 was $39.92.

During the past 12 months, Pathward Financial's average Book Value Per Share Growth Rate was 15.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 18.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 11.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pathward Financial was 19.70% per year. The lowest was -1.70% per year. And the median was 4.95% per year.

Pathward Financial's current price is $86.38. Its book value per share for the quarter that ended in Mar. 2026 was $39.92. Hence, today's PB Ratio of Pathward Financial is 2.16.

During the past 13 years, the highest P/B Ratio of Pathward Financial was 2.64. The lowest was 0.65. And the median was 1.89.


Pathward Financial  (NAS:CASH) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Pathward Financial Book Value per Share Related Terms


Pathward Financial Book Value per Share Historical Data

* Premium members only.

The historical data trend for Pathward Financial's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial Book Value per Share Chart

Pathward Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.49 22.41 23.65 33.10 37.68

Pathward Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.58 35.68 37.68 38.55 39.92

CASH vs TFIN, DCOM, CHCO: Book Value per Share Comparison

For the Banks - Regional subindustry, Pathward Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathward Financial PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pathward Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where Pathward Financial's PB Ratio falls into.


CASH
73GF Score
Pathward Financial Inc CASH
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Pathward Financial Book Value per Share Calculation

Pathward Financial's Book Value Per Share for the fiscal year that ended in Sep. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(858.0-0.0)/22.8
=37.68

Pathward Financial's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(851.5-0.0)/21.3
=39.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $39.92 mean?
Pathward Financial (CASH) has a Book Value per Share of $39.92 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Pathward Financial and its competitors.
Is Pathward Financial's Book Value per Share too high?
Pathward Financial's current Book Value per Share is $39.92. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Book Value per Share compare to TFIN and DCOM?
Pathward Financial's Book Value per Share of $39.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Pathward Financial and its competitors. Pathward Financial's current Book Value per Share is $39.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $88.69, compared to a current price of $86.38 — trading 2.6% below its estimated fair value. The current Book Value per Share is $39.92. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Pathward Financial (CASH), the current Book Value per Share is $39.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pathward Financial (CASH) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued. The current stock price of $86.38 is trading 2.6% below its estimated GF Value™ of $88.69. GuruFocus considers Pathward Financial to be Fairly Valued.

Key valuation signals for CASH:

  • Book Value per Share: $39.92
  • GF Value™: $88.69 vs. price of $86.38 (2.6% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pathward Financial Business Description

Other Exchanges FM7:Germany
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score

Get the complete analysis for CASH

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$86.38
Price
$88.69
GF Value