CASH (Pathward Financial) Total Payout Ratio: 0.99 (As of Jul. 06, 2026)


CASH Pathward Financial Inc CASH
73 GF Score
Price $88.76
GF Value $89.98
Valuation Fairly Valued
! 1 Warning Sign
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What is Pathward Financial Total Payout Ratio?

Pathward Financial CASH -1.08% 73 Total Payout Ratio is 0.99 as of Jul. 06, 2026. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $89.98 (Fairly Valued). The stock has 1 warning sign investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Pathward Financial's current Total Payout Ratio is 0.99.


Pathward Financial Total Payout Ratio Related Terms


Pathward Financial Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Pathward Financial's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial Total Payout Ratio Chart

Pathward Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.73 1.13 0.87 0.50 0.90

Pathward Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 1.10 0.42 1.47 1.01

CASH vs TFIN, DCOM, CHCO: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Pathward Financial's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathward Financial Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pathward Financial's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Pathward Financial's Total Payout Ratio falls into.


CASH
73GF Score
Pathward Financial Inc CASH
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Pathward Financial Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Pathward Financial's Total Payout Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-163.047 + 0 + -4.686) / 186.787
=0.90

Pathward Financial's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-72.72 + 0 + -1.093) / 73.061
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.99 mean?
Pathward Financial (CASH) has a Total Payout Ratio of 0.99 as of Jul. 06, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Pathward Financial and its competitors.
Is Pathward Financial's Total Payout Ratio too high?
Pathward Financial's current Total Payout Ratio is 0.99. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Total Payout Ratio compare to TFIN and DCOM?
Pathward Financial's Total Payout Ratio of 0.99 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Pathward Financial and its competitors. Pathward Financial's current Total Payout Ratio is 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $89.98, compared to a current price of $88.76 — trading 1.4% below its estimated fair value. The current Total Payout Ratio is 0.99. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Pathward Financial (CASH), the current Total Payout Ratio is 0.99 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pathward Financial (CASH) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued. The current stock price of $88.76 is trading 1.4% below its estimated GF Value™ of $89.98. GuruFocus considers Pathward Financial to be Fairly Valued.

Key valuation signals for CASH:

  • Total Payout Ratio: 0.99
  • GF Value™: $89.98 vs. price of $88.76 (1.4% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pathward Financial Business Description

Other Exchanges FM7:Germany
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score

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Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$88.76
Price
$89.98
GF Value