CASH (Pathward Financial) Debt-to-Asset : 0.01 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CASH Pathward Financial Inc CASH
73 GF Score
Price $88.94
GF Value $91.92
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Pathward Financial Debt-to-Asset?

Pathward Financial CASH +0.36% 73 Debt-to-Asset is 0.01 as of Mar. 2026. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $91.92 (Fairly Valued). The stock has 2 warning signs investors should review.

Pathward Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $26.0 Mil. Pathward Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $33.5 Mil. Pathward Financial's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was $7,112.4 Mil. Pathward Financial's debt to asset for the quarter that ended in Mar. 2026 was 0.01.


Pathward Financial  (NAS:CASH) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Pathward Financial Debt-to-Asset Related Terms


Pathward Financial Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Pathward Financial's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial Debt-to-Asset Chart

Pathward Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.05 0.01

Pathward Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.02 0.01 0.00 0.01

CASH vs TFIN, DCOM, CHCO: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Pathward Financial's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathward Financial Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Pathward Financial's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Pathward Financial's Debt-to-Asset falls into.


CASH
73GF Score
Pathward Financial Inc CASH
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pathward Financial Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Pathward Financial's Debt-to-Asset for the fiscal year that ended in Sep. 2025 is calculated as

Pathward Financial's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.01 mean?
Pathward Financial (CASH) has a Debt-to-Asset of 0.01 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Pathward Financial and its competitors.
Is Pathward Financial's Debt-to-Asset too high?
Pathward Financial's current Debt-to-Asset is 0.01. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Debt-to-Asset compare to TFIN and DCOM?
Pathward Financial's Debt-to-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Pathward Financial and its competitors. Pathward Financial's current Debt-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $91.92, compared to a current price of $88.94 — trading 3.2% below its estimated fair value. The current Debt-to-Asset is 0.01. Pathward Financial's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Pathward Financial (CASH), the current Debt-to-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pathward Financial (CASH) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued. The current stock price of $88.94 is trading 3.2% below its estimated GF Value™ of $91.92. GuruFocus considers Pathward Financial to be Fairly Valued.

Key valuation signals for CASH:

  • Debt-to-Asset: 0.01
  • GF Value™: $91.92 vs. price of $88.94 (3.2% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pathward Financial Business Description

Other Exchanges FM7:Germany
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score

Get the complete analysis for CASH

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$88.94
Price
$91.92
GF Value