Pathward FinancialCASH +0.21%73 OCF Yield % is 36.93 as of Jun. 25, 2026, which is 66% above its 10-year median of 22.25. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $88.69 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,501 Banks companies, Pathward Financial ranks better than 83.68% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Pathward Financial OCF Yield % Related Terms
Pathward Financial OCF Yield % Historical Data
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The historical data trend for Pathward Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pathward Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pathward Financial OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Pathward Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Pathward Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pathward Financial (CASH) has a OCF Yield % of 36.93 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pathward Financial and its competitors. This is 66% above median its historical median of 22.25. Over the past decade, Pathward Financial's OCF Yield % has ranged from 8.16 to 67.63. According to the industry distribution chart, Pathward Financial ranks #245 out of 1501 companies in the Banks industry, placing it in the top 16.3%.
Is Pathward Financial's OCF Yield % too high?
Pathward Financial's current OCF Yield % of 36.93 is 66% above median its 10-year median of 22.25. Over the past 10 years, this metric has ranged from a low of 8.16 to a high of 67.63. The Banks industry median OCF Yield % is 9.25. Pathward Financial's value of 36.93 is 299.2% above this industry median. Based on the distribution chart, Pathward Financial ranks #245 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's OCF Yield % compare to CHCO and LOB?
According to the Banks industry distribution chart, Pathward Financial ranks #245 out of 1501 companies for OCF Yield %. This places Pathward Financial in the top 16% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.25. Pathward Financial's value of 36.93 is 299.2% above this benchmark. Historically, Pathward Financial's own OCF Yield % has ranged from 8.16 to 67.63 over the past decade. While the company's 10-year median is 22.25 vs. the industry median of 9.25, Pathward Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathward Financial's current OCF Yield % of 36.93 is 299.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pathward Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathward Financial's current OCF Yield % is 36.93, which is 66% above median its own 10-year median of 22.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $88.69, compared to a current price of $86.63 — trading 2.3% below its estimated fair value. The current OCF Yield % is 36.93, which is 66% above median its 10-year median of 22.25 and 299.2% above the Banks industry median of 9.25. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Pathward Financial (CASH), the current OCF Yield % is 36.93 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pathward Financial (CASH) Overvalued in 2026?
Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued.
The current stock price of $86.63 is trading 2.3% below its estimated GF Value™ of $88.69.
GuruFocus considers Pathward Financial to be Fairly Valued.
Key valuation signals for CASH:
OCF Yield %: 36.93 (66% above median its 10-year median of 22.25)
GF Value™: $88.69 vs. price of $86.63 (2.3% below fair value)
Industry Position: 299.2% above the Banks median (#245 of 1501)
No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score
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