CASH (Pathward Financial) Unearned Income: $3.3 Mil (As of Jun. 2026)

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CASH Pathward Financial Inc CASH
72 GF Score
Price $83.72
GF Value $94.93
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Pathward Financial Unearned Income?

Pathward Financial CASH +0.79% 72 Unearned Income is $3.3 Mil as of Jun. 2026. GuruFocus rates CASH with a GF Score™ of 72/100 and a GF Value™ of $94.93 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Pathward Financial's Unearned Income for the quarter that ended in Jun. 2026 was $3.3 Mil.

Pathward Financial's quarterly Unearned Income declined from Dec. 2025 ($-0.1 Mil) to Mar. 2026 ($-1.2 Mil) but then increased from Mar. 2026 ($-1.2 Mil) to Jun. 2026 ($3.3 Mil).

Pathward Financial's annual Unearned Income declined from Sep. 2023 ($6.4 Mil) to Sep. 2024 ($4.1 Mil) and declined from Sep. 2024 ($4.1 Mil) to Sep. 2025 ($-0.1 Mil).

Pathward Financial Unearned Income Related Terms

Pathward Financial Unearned Income Historical Data

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The historical data trend for Pathward Financial's Unearned Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial Unearned Income Chart

Pathward Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Unearned Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.75 7.03 6.44 4.12 -0.10

Pathward Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.60 -0.10 -0.09 -1.16 3.26
CASH
72GF Score
Pathward Financial Inc CASH
Unearned Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Pathward Financial Unearned Income Calculation

Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan.

Frequently Asked Questions Learn more about Unearned Income →
What does a Unearned Income of $3.3 Mil mean?
Pathward Financial (CASH) has a Unearned Income of $3.3 Mil as of Jun. 2026. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on Pathward Financial and its competitors.
Is Pathward Financial's Unearned Income too high?
Pathward Financial's current Unearned Income is $3.3 Mil. Overall, Pathward Financial has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Unearned Income compare to GABC and RBCAA?
Pathward Financial's Unearned Income of $3.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Income for a Banks company?
A good Unearned Income depends on the Banks industry context. However, Unearned Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Income mean?
A high Unearned Income can signal that a stock is expensive relative to its fundamentals. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on Pathward Financial and its competitors. Pathward Financial's current Unearned Income is $3.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.93, compared to a current price of $83.72 — trading 11.8% below its estimated fair value. The current Unearned Income is $3.3 Mil. Pathward Financial's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Income calculated?
Unearned Income is calculated from a company's financial statements. For Pathward Financial (CASH), the current Unearned Income is $3.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pathward Financial (CASH) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued. The current stock price of $83.72 is trading 11.8% below its estimated GF Value™ of $94.93. GuruFocus considers Pathward Financial to be Modestly Undervalued.

Key valuation signals for CASH:

  • Unearned Income: $3.3 Mil
  • GF Value™: $94.93 vs. price of $83.72 (11.8% below fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pathward Financial Business Description

Other Exchanges FM7:Germany
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
72GF Score

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Unearned Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$83.72
Price
$94.93
GF Value