CASH (Pathward Financial) Operating Cash Flow per Share: $31.31 (TTM As of Jun. 2026)

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CASH Pathward Financial Inc CASH
72 GF Score
Price $83.10
GF Value $95.15
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Pathward Financial Operating Cash Flow per Share?

Pathward Financial CASH -0.55% 72 Operating Cash Flow per Share is $31.31 as of Jun. 2026. GuruFocus rates CASH with a GF Score™ of 72/100 and a GF Value™ of $95.15 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,069 Banks companies, Pathward Financial ranks better than 79.23% on this metric.

Pathward Financial's operating cash flow per share for the three months ended in Jun. 2026 was $2.45. Pathward Financial's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was $31.31.

During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Pathward Financial was 159.40% per year. During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 24.50% per year. During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 6.40% per year. During the past 10 years, the average Operating Cash Flow per Share Growth Rate was 24.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.

The historical rank and industry rank for Pathward Financial's Operating Cash Flow per Share or its related term are showing as below:

CASH' s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -35.1   Med: 20.25   Max: 129.8
Current: 24.5

During the past 13 years, Pathward Financial's highest 3-Year average Operating Cash Flow per Share Growth Rate was 129.80% per year. The lowest was -35.10% per year. And the median was 20.25% per year.

CASH's 3-Year OCF Growth Rate is ranked better than
79.23% of 1069 companies
in the Banks industry
Industry Median: 0.4 vs CASH: 24.50

Pathward Financial Operating Cash Flow per Share Related Terms


Pathward Financial Operating Cash Flow per Share Historical Data

* Premium members only.

The historical data trend for Pathward Financial's Operating Cash Flow per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial Operating Cash Flow per Share Chart

Pathward Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Operating Cash Flow per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.32 9.92 12.18 19.40 19.16

Pathward Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Operating Cash Flow per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.31 13.29 4.84 10.73 2.45

CASH vs GABC, RBCAA, TFIN: Operating Cash Flow per Share Comparison

For the Banks - Regional subindustry, Pathward Financial's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathward Financial Price-to-Operating-Cash-Flow vs Banks Industry

For the Banks industry and Financial Services sector, Pathward Financial's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Pathward Financial's Price-to-Operating-Cash-Flow falls into.


CASH
72GF Score
Pathward Financial Inc CASH
Operating Cash Flow per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Pathward Financial Operating Cash Flow per Share Calculation

Operating Cash Flow per Share is the amount of Cash Flow from Operations per outstanding share of the company's stock.

Pathward Financial's Operating Cash Flow per Share for the fiscal year that ended in Sep. 2025 is calculated as

Operating Cash Flow per Share (A: Sep. 2025 )=Cash Flow from Operations (A: Sep. 2025 )/Shares Outstanding (Diluted Average) (A: Sep. 2025 )
=450.619/23.523
=19.16

Pathward Financial's Operating Cash Flow per Share for the quarter that ended in Sep. 2025 is calculated as

Operating Cash Flow per Share (Q: Jun. 2026 )=Cash Flow from Operations (Q: Jun. 2026 )/Shares Outstanding (Diluted Average) (Q: Jun. 2026 )
=51.951/21.166
=2.45

Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $31.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Operating Cash Flow per Share of $31.31 mean?
Pathward Financial (CASH) has a Operating Cash Flow per Share of $31.31 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Pathward Financial and its competitors. According to the industry distribution chart, Pathward Financial ranks #222 out of 1069 companies in the Banks industry, placing it in the top 20.8%.
Is Pathward Financial's Operating Cash Flow per Share too high?
Pathward Financial's current Operating Cash Flow per Share is $31.31. The Banks industry median Operating Cash Flow per Share is 0.40. Pathward Financial's value of $31.31 is 7727.5% above this industry median. Based on the distribution chart, Pathward Financial ranks #222 out of 1069 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pathward Financial has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Operating Cash Flow per Share compare to GABC and RBCAA?
According to the Banks industry distribution chart, Pathward Financial ranks #222 out of 1069 companies for Operating Cash Flow per Share. This places Pathward Financial in the top 21% of its industry — outperforming the majority of peers. The industry median Operating Cash Flow per Share is 0.40. Pathward Financial's value of $31.31 is 7727.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,069 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathward Financial's current Operating Cash Flow per Share of $31.31 is 7727.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Pathward Financial and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathward Financial's current Operating Cash Flow per Share is $31.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Modestly Undervalued. The stock's GF Value™ is $95.15, compared to a current price of $83.10 — trading 12.7% below its estimated fair value. The current Operating Cash Flow per Share is $31.31 and 7727.5% above the Banks industry median of 0.40. Pathward Financial's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Pathward Financial (CASH), the current Operating Cash Flow per Share is $31.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pathward Financial (CASH) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued. The current stock price of $83.10 is trading 12.7% below its estimated GF Value™ of $95.15. GuruFocus considers Pathward Financial to be Modestly Undervalued.

Key valuation signals for CASH:

  • Operating Cash Flow per Share: $31.31
  • GF Value™: $95.15 vs. price of $83.10 (12.7% below fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 7727.5% above the Banks median (#222 of 1069)

No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pathward Financial Business Description

Other Exchanges FM7:Germany
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
72GF Score

Get the complete analysis for CASH

Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$83.10
Price
$95.15
GF Value