CASH (Pathward Financial) Cyclically Adjusted Revenue per Share: $19.65 (As of Mar. 2026)


CASH Pathward Financial Inc CASH
73 GF Score
Price $87.25
GF Value $88.69
Valuation Fairly Valued
! 1 Warning Sign
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What is Pathward Financial Cyclically Adjusted Revenue per Share?

Pathward Financial CASH +0.39% 73 Cyclically Adjusted Revenue per Share is $19.65 as of Mar. 2026. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $88.69 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Pathward Financial's adjusted revenue per share for the three months ended in Mar. 2026 was $10.694. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $19.65 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Pathward Financial's average Cyclically Adjusted Revenue Growth Rate was 17.20% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 18.10% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 17.10% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Pathward Financial was 26.20% per year. The lowest was -1.70% per year. And the median was 9.20% per year.

As of today (2026-06-29), Pathward Financial's current stock price is $87.25. Pathward Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $19.65. Pathward Financial's Cyclically Adjusted PS Ratio of today is 4.44.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Pathward Financial was 6.78. The lowest was 1.81. And the median was 3.89.


Pathward Financial  (NAS:CASH) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Pathward Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=87.25/19.65
=4.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Pathward Financial was 6.78. The lowest was 1.81. And the median was 3.89.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Pathward Financial Cyclically Adjusted Revenue per Share Related Terms


Pathward Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Pathward Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial Cyclically Adjusted Revenue per Share Chart

Pathward Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.45 10.96 13.04 15.36 18.05

Pathward Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.77 17.42 18.05 18.48 19.65

CASH vs TFIN, DCOM, CHCO: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Pathward Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathward Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pathward Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Pathward Financial's Cyclically Adjusted PS Ratio falls into.


CASH
73GF Score
Pathward Financial Inc CASH
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pathward Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pathward Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=10.694/330.2130*330.2130
=10.694

Current CPI (Mar. 2026) = 330.2130.

Pathward Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.469 241.018 2.013
201609 1.308 241.428 1.789
201612 1.241 241.432 1.697
201703 3.396 243.801 4.600
201706 1.711 244.955 2.307
201709 1.721 246.819 2.302
201712 1.666 246.524 2.232
201803 3.643 249.554 4.820
201806 1.810 251.989 2.372
201809 1.879 252.439 2.458
201812 2.296 251.233 3.018
201903 4.051 254.202 5.262
201906 2.705 256.143 3.487
201909 2.835 256.759 3.646
201912 2.598 256.974 3.338
202003 4.358 258.115 5.575
202006 2.845 257.797 3.644
202009 2.921 260.280 3.706
202012 3.199 260.474 4.055
202103 5.447 264.877 6.791
202106 3.884 271.696 4.721
202109 3.511 274.310 4.227
202112 3.328 278.802 3.942
202203 6.086 287.504 6.990
202206 3.993 296.311 4.450
202209 4.364 296.808 4.855
202212 4.166 296.797 4.635
202303 7.069 301.836 7.734
202306 5.176 305.109 5.602
202309 5.950 307.789 6.383
202312 5.305 306.746 5.711
202403 8.423 312.332 8.905
202406 6.090 314.175 6.401
202409 5.886 315.301 6.164
202412 5.468 315.605 5.721
202503 9.681 319.799 9.996
202506 6.777 322.561 6.938
202509 6.732 324.800 6.844
202512 6.368 324.054 6.489
202603 10.694 330.213 10.694

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $19.65 mean?
Pathward Financial (CASH) has a Cyclically Adjusted Revenue per Share of $19.65 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pathward Financial and its competitors.
Is Pathward Financial's Cyclically Adjusted Revenue per Share too high?
Pathward Financial's current Cyclically Adjusted Revenue per Share is $19.65. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Cyclically Adjusted Revenue per Share compare to TFIN and DCOM?
Pathward Financial's Cyclically Adjusted Revenue per Share of $19.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pathward Financial and its competitors. Pathward Financial's current Cyclically Adjusted Revenue per Share is $19.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $88.69, compared to a current price of $87.25 — trading 1.6% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is $19.65. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Pathward Financial (CASH), the current Cyclically Adjusted Revenue per Share is $19.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pathward Financial (CASH) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued. The current stock price of $87.25 is trading 1.6% below its estimated GF Value™ of $88.69. GuruFocus considers Pathward Financial to be Fairly Valued.

Key valuation signals for CASH:

  • Cyclically Adjusted Revenue per Share: $19.65
  • GF Value™: $88.69 vs. price of $87.25 (1.6% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pathward Financial Business Description

Other Exchanges FM7:Germany
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score

Get the complete analysis for CASH

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$87.25
Price
$88.69
GF Value