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Pathward Financial's EPS (Basic) for the
three
months ended in Mar. 2026 was $3.37.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $8.47.
During the past 12 months, Pathward Financial's average EPS without NRIGrowth Rate was 21.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 17.90% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 24.40% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 23.60% per year.
During the past 13 years, Pathward Financial's highest 3-Year average EPS without NRI Growth Rate was 37.40% per year. The lowest was -38.10% per year. And the median was 15.60% per year.
Pathward Financial (NAS:CASH) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Pathward Financial Earnings per Share (Diluted) Related Terms
Pathward Financial Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Pathward Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pathward Financial Earnings per Share (Diluted) Chart
CASH vs TFIN, DCOM, CHCO: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Pathward Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pathward Financial PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pathward Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Pathward Financial's PE Ratio falls into.
Pathward Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Pathward Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Sep. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.42
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $8.42 mean?
Pathward Financial (CASH) has a Earnings per Share (Diluted) of $8.42 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Pathward Financial and its competitors. According to the industry distribution chart, Pathward Financial ranks #371 out of 1415 companies in the Banks industry, placing it in the top 26.2%.
Is Pathward Financial's Earnings per Share (Diluted) too high?
Pathward Financial's current Earnings per Share (Diluted) is $8.42. The Banks industry median Earnings per Share (Diluted) is 7.30. Pathward Financial's value of $8.42 is 15.3% above this industry median. Based on the distribution chart, Pathward Financial ranks #371 out of 1415 companies in the Banks industry, which is above the industry midpoint. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Earnings per Share (Diluted) compare to TFIN and DCOM?
According to the Banks industry distribution chart, Pathward Financial ranks #371 out of 1415 companies for Earnings per Share (Diluted). This puts Pathward Financial in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Pathward Financial's value of $8.42 is 15.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathward Financial's current Earnings per Share (Diluted) of $8.42 is 15.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Pathward Financial and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathward Financial's current Earnings per Share (Diluted) is $8.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $91.06, compared to a current price of $92.88 — trading 2% above its estimated fair value. The current Earnings per Share (Diluted) is $8.42 and 15.3% above the Banks industry median of 7.30. Pathward Financial's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Pathward Financial (CASH), the current Earnings per Share (Diluted) is $8.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pathward Financial (CASH) Overvalued in 2026?
Based on GuruFocus' analysis, Pathward Financial stock appears to be overvalued.
The current stock price of $92.88 is trading 2% above its estimated GF Value™ of $91.06.
GuruFocus considers Pathward Financial to be Fairly Valued.
Key valuation signals for CASH:
Earnings per Share (Diluted): $8.42
GF Value™: $91.06 vs. price of $92.88 (2% above fair value)
Industry Position: 15.3% above the Banks median (#371 of 1415)
No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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