PAGS (PagSeguro Digital) Book Value per Share: $9.93 (As of Mar. 2026)


PAGS PagSeguro Digital Ltd PAGS
90 GF Score
Price $9.12
GF Value $11.92
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PagSeguro Digital Book Value per Share?

PagSeguro Digital PAGS +0.77% 90 Book Value per Share is $9.93 as of Mar. 2026. GuruFocus rates PAGS with a GF Score™ of 90/100 and a GF Value™ of $11.92 (Modestly Undervalued). The stock has 4 warning signs investors should review.

PagSeguro Digital's book value per share for the quarter that ended in Mar. 2026 was $9.93.

During the past 12 months, PagSeguro Digital's average Book Value Per Share Growth Rate was 15.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 12.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 33.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of PagSeguro Digital was 125.10% per year. The lowest was 3.20% per year. And the median was 15.80% per year.

PagSeguro Digital's current price is $9.12. Its book value per share for the quarter that ended in Mar. 2026 was $9.93. Hence, today's PB Ratio of PagSeguro Digital is 0.92.

During the past 12 years, the highest P/B Ratio of PagSeguro Digital was 38.21. The lowest was 0.76. And the median was 2.46.

Good Sign:

PagSeguro Digital Ltd stock PB Ratio (=0.92) is close to 1-year low of 0.86.


PagSeguro Digital  (NYSE:PAGS) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


PagSeguro Digital Book Value per Share Related Terms


PagSeguro Digital Book Value per Share Historical Data

* Premium members only.

The historical data trend for PagSeguro Digital's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PagSeguro Digital Book Value per Share Chart

PagSeguro Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.66 6.96 8.56 7.91 9.59

PagSeguro Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.61 9.01 9.54 9.59 9.93

PAGS vs ATEN, PAYO, STNE: Book Value per Share Comparison

For the Software - Infrastructure subindustry, PagSeguro Digital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PagSeguro Digital PB Ratio vs Software Industry

For the Software industry and Technology sector, PagSeguro Digital's PB Ratio distribution charts can be found below:

* The bar in red indicates where PagSeguro Digital's PB Ratio falls into.


PAGS
90GF Score
PagSeguro Digital Ltd PAGS
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PagSeguro Digital Book Value per Share Calculation

PagSeguro Digital's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,683-0)/280
=9.59

PagSeguro Digital's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(2,777-0)/280
=9.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $9.93 mean?
PagSeguro Digital (PAGS) has a Book Value per Share of $9.93 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on PagSeguro Digital and its competitors.
Is PagSeguro Digital's Book Value per Share too high?
PagSeguro Digital's current Book Value per Share is $9.93. Overall, PagSeguro Digital has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's Book Value per Share compare to ATEN and PAYO?
PagSeguro Digital's Book Value per Share of $9.93 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Software company?
A good Book Value per Share depends on the Software industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on PagSeguro Digital and its competitors. PagSeguro Digital's current Book Value per Share is $9.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.92, compared to a current price of $9.12 — trading 23.5% below its estimated fair value. The current Book Value per Share is $9.93. PagSeguro Digital's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current Book Value per Share is $9.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagSeguro Digital (PAGS) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of $9.12 is trading 23.5% below its estimated GF Value™ of $11.92. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for PAGS:

  • Book Value per Share: $9.93
  • GF Value™: $11.92 vs. price of $9.12 (23.5% below fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PagSeguro Digital Business Description

Other Exchanges 1JY:GermanyPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
90GF Score

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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.12
Price
$11.92
GF Value