PAGS (PagSeguro Digital) Growth Rank: 8 (As of Jul. 25, 2026) — 14% Above Median

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Director of Data and Quant Analytics at GuruFocus
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PAGS PagSeguro Digital Ltd PAGS
90 GF Score
Price $9.20
GF Value $12.07
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PagSeguro Digital Growth Rank?

PagSeguro Digital PAGS -2.75% 90 Growth Rank is 8 as of Jul. 25, 2026, which is 14% above its 10-year median of 7.00. GuruFocus rates PAGS with a GF Score™ of 90/100 and a GF Value™ of $12.07 (Modestly Undervalued). The stock has 4 warning signs investors should review.

PagSeguro Digital has the Growth Rank of 8.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


PagSeguro Digital Growth Rank Related Terms


PAGS vs ATEN, PAYO, STNE: Growth Rank Comparison

For the Software - Infrastructure subindustry, PagSeguro Digital's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PagSeguro Digital Growth Rank vs Software Industry

For the Software industry and Technology sector, PagSeguro Digital's Growth Rank distribution charts can be found below:

* The bar in red indicates where PagSeguro Digital's Growth Rank falls into.


PAGS
90GF Score
PagSeguro Digital Ltd PAGS
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 8 mean?
PagSeguro Digital (PAGS) has a Growth Rank of 8 as of Jul. 25, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PagSeguro Digital and its competitors. This is 14% above median its historical median of 7.00. Over the past decade, PagSeguro Digital's Growth Rank has ranged from 5.00 to 10.00.
Is PagSeguro Digital's Growth Rank too high?
PagSeguro Digital's current Growth Rank of 8 is 14% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 10.00. Overall, PagSeguro Digital has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's Growth Rank compare to ATEN and PAYO?
PagSeguro Digital's Growth Rank of 8 can be compared against companies in the Software industry. Historically, PagSeguro Digital's own Growth Rank has ranged from 5.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Software company?
A good Growth Rank depends on the Software industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PagSeguro Digital and its competitors. PagSeguro Digital's current Growth Rank is 8, which is 14% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.07, compared to a current price of $9.20 — trading 23.8% below its estimated fair value. The current Growth Rank is 8, which is 14% above median its 10-year median of 7.00. PagSeguro Digital's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current Growth Rank is 8 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagSeguro Digital (PAGS) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of $9.20 is trading 23.8% below its estimated GF Value™ of $12.07. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for PAGS:

  • Growth Rank: 8 (14% above median its 10-year median of 7.00)
  • GF Value™: $12.07 vs. price of $9.20 (23.8% below fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PagSeguro Digital Business Description

Other Exchanges 1JY:GermanyPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
90GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.20
Price
$12.07
GF Value