PagSeguro DigitalPAGS +0.11%90 FCF Margin % is 7.27% as of Mar. 2026, which is 642% above its 10-year median of 0.98. GuruFocus rates PAGS with a GF Score™ of 90/100 and a GF Value™ of $11.93 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,811 Software companies, PagSeguro Digital ranks better than 90.96% on this metric.
The historical rank and industry rank for PagSeguro Digital's FCF Margin % or its related term are showing as below:
PAGS'
s FCF Margin % Range Over the Past 10 Years
Min: -46.53 Med: 0.98 Max: 25.9
Current: 24.53
During the past 12 years, the highest FCF Margin % of PagSeguro Digital was 25.90%. The lowest was -46.53%. And the median was 0.98%.
PAGS's FCF Margin % is ranked better than 90.96% of 2811
companies
in the Software industry
Industry Median: 2.4
vs PAGS: 24.53
PagSeguro Digital FCF Margin % Related Terms
PagSeguro Digital FCF Margin % Historical Data
* Premium members only.
The historical data trend for PagSeguro Digital's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, PagSeguro Digital's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PagSeguro Digital FCF Margin % vs Software Industry
For the Software industry and Technology sector, PagSeguro Digital's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PagSeguro Digital's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PagSeguro Digital (PAGS) has a FCF Margin % of 7.27% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PagSeguro Digital and its competitors. This is 642% above median its historical median of 0.98. According to the industry distribution chart, PagSeguro Digital ranks #254 out of 2811 companies in the Software industry, placing it in the top 9%.
Is PagSeguro Digital's FCF Margin % too high?
PagSeguro Digital's current FCF Margin % of 7.27% is 642% above median its 10-year median of 0.98. The Software industry median FCF Margin % is 2.40. PagSeguro Digital's value of 7.27% is 202.9% above this industry median. Based on the distribution chart, PagSeguro Digital ranks #254 out of 2811 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PagSeguro Digital has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's FCF Margin % compare to CALX and EEFT?
According to the Software industry distribution chart, PagSeguro Digital ranks #254 out of 2811 companies for FCF Margin %. This places PagSeguro Digital in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.40. PagSeguro Digital's value of 7.27% is 202.9% above this benchmark. While the company's 10-year median is 0.98 vs. the industry median of 2.40, PagSeguro Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.40, based on 2,811 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PagSeguro Digital's current FCF Margin % of 7.27% is 202.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PagSeguro Digital and its competitors. For the Software industry, the median FCF Margin % is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PagSeguro Digital's current FCF Margin % is 7.27%, which is 642% above median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.93, compared to a current price of $8.77 — trading 26.5% below its estimated fair value. The current FCF Margin % is 7.27%, which is 642% above median its 10-year median of 0.98 and 202.9% above the Software industry median of 2.40. PagSeguro Digital's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current FCF Margin % is 7.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PagSeguro Digital (PAGS) Overvalued in 2026?
Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued.
The current stock price of $8.77 is trading 26.5% below its estimated GF Value™ of $11.93.
GuruFocus considers PagSeguro Digital to be Modestly Undervalued.
Key valuation signals for PAGS:
FCF Margin %: 7.27% (642% above median its 10-year median of 0.98)
GF Value™: $11.93 vs. price of $8.77 (26.5% below fair value)
Industry Position: 202.9% above the Software median (#254 of 2811)
No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
90GF Score
Get the complete analysis for PAGS
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PAGS has been successfully added to your 
