PagSeguro DigitalPAGS +0.11%90 EBITDA Margin % is 48.40% as of Mar. 2026, which is 39% above its 10-year median of 34.85. GuruFocus rates PAGS with a GF Score™ of 90/100 and a GF Value™ of $11.93 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,818 Software companies, PagSeguro Digital ranks better than 94.57% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. PagSeguro Digital's EBITDA for the
three
months ended in Mar. 2026 was $463 Mil. PagSeguro Digital's Revenue for the
three
months ended in Mar. 2026 was $957 Mil. Therefore, PagSeguro Digital's EBITDA margin for the quarter that ended in Mar. 2026 was 48.40%.
PagSeguro Digital (NYSE:PAGS) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
PagSeguro Digital EBITDA Margin % Related Terms
PagSeguro Digital EBITDA Margin % Historical Data
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The historical data trend for PagSeguro Digital's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PAGS vs CALX, EEFT, STNE: EBITDA Margin % Comparison
For the Software - Infrastructure subindustry, PagSeguro Digital's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PagSeguro Digital EBITDA Margin % vs Software Industry
For the Software industry and Technology sector, PagSeguro Digital's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where PagSeguro Digital's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PagSeguro Digital (PAGS) has a EBITDA Margin % of 48.40% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PagSeguro Digital and its competitors. This is 39% above median its historical median of 34.85. Over the past decade, PagSeguro Digital's EBITDA Margin % has ranged from 22.39 to 42.84. According to the industry distribution chart, PagSeguro Digital ranks #153 out of 2818 companies in the Software industry, placing it in the top 5.4%.
Is PagSeguro Digital's EBITDA Margin % too high?
PagSeguro Digital's current EBITDA Margin % of 48.40% is 39% above median its 10-year median of 34.85. Over the past 10 years, this metric has ranged from a low of 22.39 to a high of 42.84. The Software industry median EBITDA Margin % is 8.07. PagSeguro Digital's value of 48.40% is 499.8% above this industry median. Based on the distribution chart, PagSeguro Digital ranks #153 out of 2818 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PagSeguro Digital has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's EBITDA Margin % compare to CALX and EEFT?
According to the Software industry distribution chart, PagSeguro Digital ranks #153 out of 2818 companies for EBITDA Margin %. This places PagSeguro Digital in the top 5% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 8.07. PagSeguro Digital's value of 48.40% is 499.8% above this benchmark. Historically, PagSeguro Digital's own EBITDA Margin % has ranged from 22.39 to 42.84 over the past decade. While the company's 10-year median is 34.85 vs. the industry median of 8.07, PagSeguro Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.07, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PagSeguro Digital's current EBITDA Margin % of 48.40% is 499.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PagSeguro Digital and its competitors. For the Software industry, the median EBITDA Margin % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PagSeguro Digital's current EBITDA Margin % is 48.40%, which is 39% above median its own 10-year median of 34.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.93, compared to a current price of $8.77 — trading 26.5% below its estimated fair value. The current EBITDA Margin % is 48.40%, which is 39% above median its 10-year median of 34.85 and 499.8% above the Software industry median of 8.07. PagSeguro Digital's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current EBITDA Margin % is 48.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PagSeguro Digital (PAGS) Overvalued in 2026?
Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued.
The current stock price of $8.77 is trading 26.5% below its estimated GF Value™ of $11.93.
GuruFocus considers PagSeguro Digital to be Modestly Undervalued.
Key valuation signals for PAGS:
EBITDA Margin %: 48.40% (39% above median its 10-year median of 34.85)
GF Value™: $11.93 vs. price of $8.77 (26.5% below fair value)
Industry Position: 499.8% above the Software median (#153 of 2818)
No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
90GF Score
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