PAGS (PagSeguro Digital) 1-Year Sharpe Ratio: -0.11 (As of Jul. 18, 2026)

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PAGS PagSeguro Digital Ltd PAGS
90 GF Score
Price $9.04
GF Value $12.05
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PagSeguro Digital 1-Year Sharpe Ratio?

PagSeguro Digital PAGS -1.20% 90 1-Year Sharpe Ratio is -0.11 as of Jul. 18, 2026. GuruFocus rates PAGS with a GF Score™ of 90/100 and a GF Value™ of $12.05 (Modestly Undervalued). The stock has 4 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-18), PagSeguro Digital's 1-Year Sharpe Ratio is -0.11.

PagSeguro Digital  (NYSE:PAGS) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

PagSeguro Digital 1-Year Sharpe Ratio Related Terms

PAGS vs ATEN, PAYO, STNE: 1-Year Sharpe Ratio Comparison

For the Software - Infrastructure subindustry, PagSeguro Digital's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PagSeguro Digital 1-Year Sharpe Ratio vs Software Industry

For the Software industry and Technology sector, PagSeguro Digital's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where PagSeguro Digital's 1-Year Sharpe Ratio falls into.


PAGS
90GF Score
PagSeguro Digital Ltd PAGS
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PagSeguro Digital 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.11 mean?
PagSeguro Digital (PAGS) has a 1-Year Sharpe Ratio of -0.11 as of Jul. 18, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for PagSeguro Digital and its competitors.
Is PagSeguro Digital's 1-Year Sharpe Ratio too high?
PagSeguro Digital's current 1-Year Sharpe Ratio is -0.11. Overall, PagSeguro Digital has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's 1-Year Sharpe Ratio compare to ATEN and PAYO?
PagSeguro Digital's 1-Year Sharpe Ratio of -0.11 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Software company?
A good 1-Year Sharpe Ratio depends on the Software industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for PagSeguro Digital and its competitors. PagSeguro Digital's current 1-Year Sharpe Ratio is -0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.05, compared to a current price of $9.04 — trading 25% below its estimated fair value. The current 1-Year Sharpe Ratio is -0.11. PagSeguro Digital's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current 1-Year Sharpe Ratio is -0.11 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagSeguro Digital (PAGS) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of $9.04 is trading 25% below its estimated GF Value™ of $12.05. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for PAGS:

  • 1-Year Sharpe Ratio: -0.11
  • GF Value™: $12.05 vs. price of $9.04 (25% below fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PagSeguro Digital Business Description

Other Exchanges 1JY:GermanyPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
90GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.04
Price
$12.05
GF Value