PagSeguro DigitalPAGS +3.78%88 PEG Ratio is 0.20 as of Jun. 26, 2026, which is 44% below its 10-year median of 0.36. GuruFocus rates PAGS with a GF Score™ of 88/100 and a GF Value™ of $11.95 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 822 Software companies, PagSeguro Digital ranks better than 96.35% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for PagSeguro Digital's PEG Ratio or its related term are showing as below:
PAGS'
s PEG Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.36 Max: 1.13
Current: 0.2
During the past 12 years, PagSeguro Digital's highest PEG Ratio was 1.13. The lowest was 0.15. And the median was 0.36.
PAGS's PEG Ratio is ranked better than 96.35% of 822
companies
in the Software industry
Industry Median: 1.26
vs PAGS: 0.20
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
PagSeguro Digital (NYSE:PAGS) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
PagSeguro Digital PEG Ratio Related Terms
PagSeguro Digital PEG Ratio Historical Data
* Premium members only.
The historical data trend for PagSeguro Digital's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, PagSeguro Digital's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PagSeguro Digital PEG Ratio vs Software Industry
For the Software industry and Technology sector, PagSeguro Digital's PEG Ratio distribution charts can be found below:
* The bar in red indicates where PagSeguro Digital's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PagSeguro Digital (PAGS) has a PEG Ratio of 0.20 as of Jun. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PagSeguro Digital and its competitors. This is 44% below median its historical median of 0.36. Over the past decade, PagSeguro Digital's PEG Ratio has ranged from 0.15 to 1.13. According to the industry distribution chart, PagSeguro Digital ranks #30 out of 822 companies in the Software industry, placing it in the top 3.6%.
Is PagSeguro Digital's PEG Ratio too high?
PagSeguro Digital's current PEG Ratio of 0.20 is 44% below median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.13. The Software industry median PEG Ratio is 1.26. PagSeguro Digital's value of 0.20 is 84.1% below this industry median. Based on the distribution chart, PagSeguro Digital ranks #30 out of 822 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PagSeguro Digital has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's PEG Ratio compare to CALX and EEFT?
According to the Software industry distribution chart, PagSeguro Digital ranks #30 out of 822 companies for PEG Ratio. This places PagSeguro Digital in the top 4% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.26. PagSeguro Digital's value of 0.20 is 84.1% below this benchmark. Historically, PagSeguro Digital's own PEG Ratio has ranged from 0.15 to 1.13 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 1.26, PagSeguro Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Software company?
The median PEG Ratio among Software companies is 1.26, based on 822 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PagSeguro Digital's current PEG Ratio of 0.20 is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PagSeguro Digital and its competitors. For the Software industry, the median PEG Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PagSeguro Digital's current PEG Ratio is 0.20, which is 44% below median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.95, compared to a current price of $9.07 — trading 24.1% below its estimated fair value. The current PEG Ratio is 0.20, which is 44% below median its 10-year median of 0.36 and 84.1% below the Software industry median of 1.26. PagSeguro Digital's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current PEG Ratio is 0.20 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PagSeguro Digital (PAGS) Overvalued in 2026?
Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued.
The current stock price of $9.07 is trading 24.1% below its estimated GF Value™ of $11.95.
GuruFocus considers PagSeguro Digital to be Modestly Undervalued.
Key valuation signals for PAGS:
PEG Ratio: 0.20 (44% below median its 10-year median of 0.36)
GF Value™: $11.95 vs. price of $9.07 (24.1% below fair value)
Industry Position: 84.1% below the Software median (#30 of 822)
No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
88GF Score
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