PAGS (PagSeguro Digital) Net Interest Income: $-1,017 Mil (TTM As of Jun. 2026)

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PAGS PagSeguro Digital Ltd PAGS
88 GF Score
Price $9.89
GF Value $11.89
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PagSeguro Digital Net Interest Income?

PagSeguro Digital PAGS -0.45% 88 Net Interest Income is $-1,017 Mil as of Jun. 2026. GuruFocus rates PAGS with a GF Score™ of 88/100 and a GF Value™ of $11.89 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. PagSeguro Digital's net interest income for the three months ended in Jun. 2026 was $-249 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $-1,017 Mil.

PagSeguro Digital Net Interest Income Related Terms

PagSeguro Digital Net Interest Income Historical Data

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The historical data trend for PagSeguro Digital's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PagSeguro Digital Net Interest Income Chart

PagSeguro Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -139.81 -600.82 -667.28 -614.11 -958.41

PagSeguro Digital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -230.81 -260.11 -252.30 -256.25 -248.63
PAGS
88GF Score
PagSeguro Digital Ltd PAGS
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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PagSeguro Digital Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1,017 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of $-1,017 Mil mean?
PagSeguro Digital (PAGS) has a Net Interest Income of $-1,017 Mil as of Jun. 2026.
Is PagSeguro Digital's Net Interest Income too high?
PagSeguro Digital's current Net Interest Income is $-1,017 Mil. Overall, PagSeguro Digital has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's Net Interest Income compare to PAYO and CALX?
PagSeguro Digital's Net Interest Income of $-1,017 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Software company?
A good Net Interest Income depends on the Software industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. PagSeguro Digital's current Net Interest Income is $-1,017 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.89, compared to a current price of $9.89 — trading 16.9% below its estimated fair value. The current Net Interest Income is $-1,017 Mil. PagSeguro Digital's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current Net Interest Income is $-1,017 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagSeguro Digital (PAGS) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of $9.89 is trading 16.9% below its estimated GF Value™ of $11.89. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for PAGS:

  • Net Interest Income: $-1,017 Mil
  • GF Value™: $11.89 vs. price of $9.89 (16.9% below fair value)
  • GF Score™: 88/100 with 4 warning signs

No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PagSeguro Digital Business Description

Other Exchanges 1JY:GermanyPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
88GF Score

Get the complete analysis for PAGS

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.89
Price
$11.89
GF Value