PAGS (PagSeguro Digital) 3-1 Month Momentum %: -20.47% (As of Jul. 22, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PAGS PagSeguro Digital Ltd PAGS
90 GF Score
Price $9.55
GF Value $12.05
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PagSeguro Digital 3-1 Month Momentum %?

PagSeguro Digital PAGS -0.37% 90 3-1 Month Momentum % is -20.47% as of Jul. 22, 2026. GuruFocus rates PAGS with a GF Score™ of 90/100 and a GF Value™ of $12.05 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,842 Software companies, PagSeguro Digital ranks worse than 76.35% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-22), PagSeguro Digital's 3-1 Month Momentum % is -20.47%.

The industry rank for PagSeguro Digital's 3-1 Month Momentum % or its related term are showing as below:

PAGS's 3-1 Month Momentum % is ranked worse than
76.35% of 2842 companies
in the Software industry
Industry Median: -8.505 vs PAGS: -20.47

PagSeguro Digital  (NYSE:PAGS) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


PagSeguro Digital 3-1 Month Momentum % Related Terms


PAGS vs ATEN, PAYO, STNE: 3-1 Month Momentum % Comparison

For the Software - Infrastructure subindustry, PagSeguro Digital's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PagSeguro Digital 3-1 Month Momentum % vs Software Industry

For the Software industry and Technology sector, PagSeguro Digital's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where PagSeguro Digital's 3-1 Month Momentum % falls into.


PAGS
90GF Score
PagSeguro Digital Ltd PAGS
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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PagSeguro Digital  (NYSE:PAGS) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -20.47% mean?
PagSeguro Digital (PAGS) has a 3-1 Month Momentum % of -20.47% as of Jul. 22, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PagSeguro Digital and its competitors. According to the industry distribution chart, PagSeguro Digital ranks #2170 out of 2842 companies in the Software industry, placing it in the top 76.4%.
Is PagSeguro Digital's 3-1 Month Momentum % too high?
PagSeguro Digital's current 3-1 Month Momentum % is -20.47%. Based on the distribution chart, PagSeguro Digital ranks #2170 out of 2842 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PagSeguro Digital has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's 3-1 Month Momentum % compare to ATEN and PAYO?
According to the Software industry distribution chart, PagSeguro Digital ranks #2170 out of 2842 companies for 3-1 Month Momentum %. This places PagSeguro Digital in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Software company?
A good 3-1 Month Momentum % depends on the Software industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PagSeguro Digital and its competitors. PagSeguro Digital's current 3-1 Month Momentum % is -20.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.05, compared to a current price of $9.55 — trading 20.8% below its estimated fair value. The current 3-1 Month Momentum % is -20.47%. PagSeguro Digital's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current 3-1 Month Momentum % is -20.47% as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagSeguro Digital (PAGS) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of $9.55 is trading 20.8% below its estimated GF Value™ of $12.05. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for PAGS:

  • 3-1 Month Momentum %: -20.47%
  • GF Value™: $12.05 vs. price of $9.55 (20.8% below fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PagSeguro Digital Business Description

Other Exchanges 1JY:GermanyPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
90GF Score

Get the complete analysis for PAGS

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.55
Price
$12.05
GF Value