PAGS (PagSeguro Digital) EV-to-EBIT: 7.94 (As of Jul. 18, 2026) — 23% Below Median

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PAGS PagSeguro Digital Ltd PAGS
90 GF Score
Price $9.04
GF Value $12.05
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PagSeguro Digital EV-to-EBIT?

PagSeguro Digital PAGS -1.20% 90 EV-to-EBIT is 7.94 as of Jul. 18, 2026, which is 23% below its 10-year median of 10.36. GuruFocus rates PAGS with a GF Score™ of 90/100 and a GF Value™ of $12.05 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,763 Software companies, PagSeguro Digital ranks better than 73% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PagSeguro Digital's Enterprise Value is $10,158 Mil. PagSeguro Digital's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $1,279 Mil. Therefore, PagSeguro Digital's EV-to-EBIT for today is 7.94.

The historical rank and industry rank for PagSeguro Digital's EV-to-EBIT or its related term are showing as below:

PAGS' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.02   Med: 10.36   Max: 59.05
Current: 7.94

During the past 12 years, the highest EV-to-EBIT of PagSeguro Digital was 59.05. The lowest was 4.02. And the median was 10.36.

PAGS's EV-to-EBIT is ranked better than
73% of 1763 companies
in the Software industry
Industry Median: 14.26 vs PAGS: 7.94

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. PagSeguro Digital's Enterprise Value for the quarter that ended in Mar. 2026 was $10,362 Mil. PagSeguro Digital's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $1,279 Mil. PagSeguro Digital's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 12.34%.


PagSeguro Digital  (NYSE:PAGS) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

PagSeguro Digital's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=1279.051/10361.97938
=12.34 %

PagSeguro Digital's Enterprise Value for the quarter that ended in Mar. 2026 was $10,362 Mil.
PagSeguro Digital's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,279 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PagSeguro Digital EV-to-EBIT Related Terms


PagSeguro Digital EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for PagSeguro Digital's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PagSeguro Digital EV-to-EBIT Chart

PagSeguro Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.02 4.87 8.21 8.06 7.69

PagSeguro Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.74 8.45 8.20 7.69 8.10

PAGS vs ATEN, PAYO, STNE: EV-to-EBIT Comparison

For the Software - Infrastructure subindustry, PagSeguro Digital's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PagSeguro Digital EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, PagSeguro Digital's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PagSeguro Digital's EV-to-EBIT falls into.


PAGS
90GF Score
PagSeguro Digital Ltd PAGS
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PagSeguro Digital EV-to-EBIT Calculation

PagSeguro Digital's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=10157.509/1279.051
=7.94

PagSeguro Digital's current Enterprise Value is $10,158 Mil.
PagSeguro Digital's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,279 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 7.94 mean?
PagSeguro Digital (PAGS) has a EV-to-EBIT of 7.94 as of Jul. 18, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PagSeguro Digital and its competitors. This is 23% below median its historical median of 10.36. Over the past decade, PagSeguro Digital's EV-to-EBIT has ranged from 4.02 to 59.05. According to the industry distribution chart, PagSeguro Digital ranks #476 out of 1763 companies in the Software industry, placing it in the top 27%.
Is PagSeguro Digital's EV-to-EBIT too high?
PagSeguro Digital's current EV-to-EBIT of 7.94 is 23% below median its 10-year median of 10.36. Over the past 10 years, this metric has ranged from a low of 4.02 to a high of 59.05. The Software industry median EV-to-EBIT is 14.26. PagSeguro Digital's value of 7.94 is 44.3% below this industry median. Based on the distribution chart, PagSeguro Digital ranks #476 out of 1763 companies in the Software industry, which is above the industry midpoint. Overall, PagSeguro Digital has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's EV-to-EBIT compare to ATEN and PAYO?
According to the Software industry distribution chart, PagSeguro Digital ranks #476 out of 1763 companies for EV-to-EBIT. This puts PagSeguro Digital in the upper half of its industry. The industry median EV-to-EBIT is 14.26. PagSeguro Digital's value of 7.94 is 44.3% below this benchmark. Historically, PagSeguro Digital's own EV-to-EBIT has ranged from 4.02 to 59.05 over the past decade. While the company's 10-year median is 10.36 vs. the industry median of 14.26, PagSeguro Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Software company?
The median EV-to-EBIT among Software companies is 14.26, based on 1,763 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PagSeguro Digital's current EV-to-EBIT of 7.94 is 44.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PagSeguro Digital and its competitors. For the Software industry, the median EV-to-EBIT is 14.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PagSeguro Digital's current EV-to-EBIT is 7.94, which is 23% below median its own 10-year median of 10.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.05, compared to a current price of $9.04 — trading 25% below its estimated fair value. The current EV-to-EBIT is 7.94, which is 23% below median its 10-year median of 10.36 and 44.3% below the Software industry median of 14.26. PagSeguro Digital's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current EV-to-EBIT is 7.94 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagSeguro Digital (PAGS) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of $9.04 is trading 25% below its estimated GF Value™ of $12.05. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for PAGS:

  • EV-to-EBIT: 7.94 (23% below median its 10-year median of 10.36)
  • GF Value™: $12.05 vs. price of $9.04 (25% below fair value)
  • GF Score™: 90/100 with 4 warning signs
  • Industry Position: 44.3% below the Software median (#476 of 1763)

No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PagSeguro Digital Business Description

Other Exchanges 1JY:GermanyPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
90GF Score

Get the complete analysis for PAGS

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.04
Price
$12.05
GF Value