PAGS (PagSeguro Digital) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PAGS PagSeguro Digital Ltd PAGS
86 GF Score
Price $9.29
GF Value $11.96
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PagSeguro Digital Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

PagSeguro Digital Valuation Rank Related Terms

PAGS
86GF Score
PagSeguro Digital Ltd PAGS
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PagSeguro Digital (PAGS) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of $9.29 is trading 22.4% below its estimated GF Value™ of $11.96. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for PAGS:

  • Valuation Rank:
  • GF Value™: $11.96 vs. price of $9.29 (22.4% below fair value)
  • GF Score™: 86/100 with 4 warning signs

No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PagSeguro Digital Business Description

Other Exchanges 1JY:GermanyPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Cayman Islands-incorporated holding company whose operations are conducted in Brazil through its subsidiary PagBank. It provides financial technology and digital banking services primarily to micro, small, and medium-sized merchants, as well as individual consumers. Its core offerings include in-person card payment acceptance through point-of-sale terminals and readers, online payment processing and web checkout, prepaid cards, and the PagBank digital account, which offers cash-in and cash-out services, bill payments, mobile top-ups, and lending. The company also provides working capital and credit products to merchants to help manage cash flow. Revenue is generated mainly from transaction fees charged to merchants on payment volume, along with fees from banking, credit, and other financial services. Its customers and operations are concentrated in Brazil.
86GF Score

Get the complete analysis for PAGS

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.29
Price
$11.96
GF Value