PAGS (PagSeguro Digital) Margin of Safety % (DCF Earnings Based): 80.90% (As of Jun. 24, 2026)


PAGS PagSeguro Digital Ltd PAGS
90 GF Score
Price $8.77
GF Value $11.93
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PagSeguro Digital Margin of Safety % (DCF Earnings Based)?

PagSeguro Digital PAGS +0.11% 90 Margin of Safety % (DCF Earnings Based) is 80.90% as of Jun. 24, 2026. GuruFocus rates PAGS with a GF Score™ of 90/100 and a GF Value™ of $11.93 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), PagSeguro Digital's Predictability Rank is 3.5-Stars. PagSeguro Digital's intrinsic value calculated from the Discounted Earnings model is $45.91 and current share price is $8.77. Consequently,

PagSeguro Digital's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 80.90%.

PAGS vs CALX, EEFT, STNE: Margin of Safety % (DCF Earnings Based) Comparison

For the Software - Infrastructure subindustry, PagSeguro Digital's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PagSeguro Digital Margin of Safety % (DCF Earnings Based) vs Software Industry

For the Software industry and Technology sector, PagSeguro Digital's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where PagSeguro Digital's Margin of Safety % (DCF Earnings Based) falls into.


PAGS
90GF Score
PagSeguro Digital Ltd PAGS
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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PagSeguro Digital Margin of Safety % (DCF Earnings Based) Calculation

PagSeguro Digital's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(45.91-8.77)/45.91
=80.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 80.90% mean?
PagSeguro Digital (PAGS) has a Margin of Safety % (DCF Earnings Based) of 80.90% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on PagSeguro Digital.
Is PagSeguro Digital's Margin of Safety % (DCF Earnings Based) too high?
PagSeguro Digital's current Margin of Safety % (DCF Earnings Based) is 80.90%. Overall, PagSeguro Digital has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's Margin of Safety % (DCF Earnings Based) compare to CALX and EEFT?
PagSeguro Digital's Margin of Safety % (DCF Earnings Based) of 80.90% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Software company?
A good Margin of Safety % (DCF Earnings Based) depends on the Software industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on PagSeguro Digital. PagSeguro Digital's current Margin of Safety % (DCF Earnings Based) is 80.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (PAGS) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.93, compared to a current price of $8.77 — trading 26.5% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 80.90%. PagSeguro Digital's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For PagSeguro Digital (PAGS), the current Margin of Safety % (DCF Earnings Based) is 80.90% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagSeguro Digital (PAGS) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of $8.77 is trading 26.5% below its estimated GF Value™ of $11.93. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for PAGS:

  • Margin of Safety % (DCF Earnings Based): 80.90%
  • GF Value™: $11.93 vs. price of $8.77 (26.5% below fair value)
  • GF Score™: 90/100 with 3 warning signs

No single metric tells the full story. See the PAGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PagSeguro Digital Business Description

Other Exchanges 1JY:GermanyPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
90GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.77
Price
$11.93
GF Value