MCHB (Mechanics Bancorp) Total Deposits: $18,089.4 Mil (As of Jun. 2026)

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MCHB Mechanics Bancorp MCHB
36 GF Score
Price $16.21
GF Value $14.92
Valuation Fairly Valued
! 3 Warning Signs
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What is Mechanics Bancorp Total Deposits?

Mechanics Bancorp MCHB -1.04% 36 Total Deposits is $18,089.4 Mil as of Jun. 2026. GuruFocus rates MCHB with a GF Score™ of 36/100 and a GF Value™ of $14.92 (Fairly Valued). The stock has 3 warning signs investors should review.

Mechanics Bancorp's annual total deposits declined from Dec. 2023 ($14,298.1 Mil) to Dec. 2024 ($13,941.8 Mil) but then increased from Dec. 2024 ($13,941.8 Mil) to Dec. 2025 ($19,025.0 Mil).

Mechanics Bancorp Total Deposits Historical Data

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The historical data trend for Mechanics Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mechanics Bancorp Total Deposits Chart

Mechanics Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16,766.63 15,495.75 14,298.14 13,941.80 19,025.00

Mechanics Bancorp Quarterly Data
Dec06 Mar07 Jun07 Sep07 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 19,452.82 19,025.00 18,242.77 18,089.44
MCHB
36GF Score
Mechanics Bancorp MCHB
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Mechanics Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $18,089.4 Mil mean?
Mechanics Bancorp (MCHB) has a Total Deposits of $18,089.4 Mil as of Jun. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's Total Deposits too high?
Mechanics Bancorp's current Total Deposits is $18,089.4 Mil. Overall, Mechanics Bancorp has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's Total Deposits compare to FHB and PRK?
Mechanics Bancorp's Total Deposits of $18,089.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Mechanics Bancorp and its competitors. Mechanics Bancorp's current Total Deposits is $18,089.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Fairly Valued. The stock's GF Value™ is $14.92, compared to a current price of $16.21 — trading 8.6% above its estimated fair value. The current Total Deposits is $18,089.4 Mil. Mechanics Bancorp's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current Total Deposits is $18,089.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mechanics Bancorp (MCHB) Overvalued in 2026?

Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued. The current stock price of $16.21 is trading 8.6% above its estimated GF Value™ of $14.92. GuruFocus considers Mechanics Bancorp to be Fairly Valued.

Key valuation signals for MCHB:

  • Total Deposits: $18,089.4 Mil
  • GF Value™: $14.92 vs. price of $16.21 (8.6% above fair value)
  • GF Score™: 36/100 with 3 warning signs

No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
36GF Score

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Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.21
Price
$14.92
GF Value