MCHB (Mechanics Bancorp) ROCE %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MCHB Mechanics Bancorp MCHB
27 GF Score
Price $16.63
GF Value $7.41
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Mechanics Bancorp ROCE %?

Mechanics Bancorp MCHB -0.89% 27 ROCE % is % as of Mar. 2026. GuruFocus rates MCHB with a GF Score™ of 27/100 and a GF Value™ of $7.41 (Significantly Overvalued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

MCHB
27GF Score
Mechanics Bancorp MCHB
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Mechanics Bancorp (MCHB) has a ROCE % of % as of Mar. 2026.
Is Mechanics Bancorp's ROCE % too high?
Mechanics Bancorp's current ROCE % is %. Overall, Mechanics Bancorp has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's ROCE % compare to FHB and PRK?
Mechanics Bancorp's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 2.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 2.81, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mechanics Bancorp's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.41, compared to a current price of $16.63 — trading 124.4% above its estimated fair value. The current ROCE % is %. Mechanics Bancorp's overall GF Score™ is 27/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mechanics Bancorp (MCHB) Overvalued in 2026?

Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued. The current stock price of $16.63 is trading 124.4% above its estimated GF Value™ of $7.41. GuruFocus considers Mechanics Bancorp to be Significantly Overvalued.

Key valuation signals for MCHB:

  • ROCE %: %
  • GF Value™: $7.41 vs. price of $16.63 (124.4% above fair value)
  • GF Score™: 27/100 with 3 warning signs

No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
27GF Score

Get the complete analysis for MCHB

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.63
Price
$7.41
GF Value