MCHB (Mechanics Bancorp) EPS (Basic): $0.98 (TTM As of Mar. 2026)


MCHB Mechanics Bancorp MCHB
12 GF Score
Price $15.79
! 2 Warning Signs
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What is Mechanics Bancorp EPS (Basic)?

Mechanics Bancorp MCHB +0.77% 12 EPS (Basic) is $0.98 as of Mar. 2026. GuruFocus rates MCHB with a GF Score™ of 12/100. The stock has 2 warning signs investors should review.

Mechanics Bancorp's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.19. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.98.

Mechanics Bancorp's EPS (Diluted) for the three months ended in Mar. 2026 was $0.19. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.98.

Mechanics Bancorp's EPS without NRI for the three months ended in Mar. 2026 was $0.21. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.71.

During the past 3 years, the average EPS without NRI Growth Rate was -1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 4 years, Mechanics Bancorp's highest 3-Year average EPS without NRI Growth Rate was -1.60% per year. The lowest was -1.60% per year. And the median was -1.60% per year.

Mechanics Bancorp  (NAS:MCHB) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Mechanics Bancorp EPS (Basic) Related Terms

Mechanics Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Mechanics Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mechanics Bancorp EPS (Basic) Chart

Mechanics Bancorp Annual Data
Trend Dec22 Dec23 Dec24 Dec25
EPS (Basic)
0.98 0.91 0.13 1.22

Mechanics Bancorp Quarterly Data
Dec23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial 0.23 0.20 0.25 0.54 0.19
MCHB
12GF Score
Mechanics Bancorp MCHB
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Mechanics Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Mechanics Bancorp's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(265.739-0)/208.627
=1.27

Mechanics Bancorp's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(44.09-0)/221.048
=0.20

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $0.98 mean?
Mechanics Bancorp (MCHB) has a EPS (Basic) of $0.98 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's EPS (Basic) too high?
Mechanics Bancorp's current EPS (Basic) is $0.98. Overall, Mechanics Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's EPS (Basic) compare to FFBC and FHB?
Mechanics Bancorp's EPS (Basic) of $0.98 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Mechanics Bancorp and its competitors. Mechanics Bancorp's current EPS (Basic) is $0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Mechanics Bancorp (MCHB) has a current EPS (Basic) of $0.98. The current EPS (Basic) is $0.98. Mechanics Bancorp's overall GF Score™ is 12/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current EPS (Basic) is $0.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is a full-service community bank providing a multiple products and services in consumer and business banking, commercial lending, cash management, private banking, and wealth management and trust services. Its activities mainly include offering loan products such as commercial business loans, residential mortgages, consumer loans, real estate and construction loans, and small business lending, supported by various lending units including commercial banking, mortgage and consumer lending, commercial real estate lending, and private banking. The bank also provides deposit products such as checking and savings accounts, money market accounts, and certificates of deposit, along with treasury management and digital banking services.
12GF Score

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EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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