MCHB (Mechanics Bancorp) Payments of Debt: $-65.0 Mil (TTM As of Mar. 2026)

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MCHB Mechanics Bancorp MCHB
31 GF Score
Price $16.09
GF Value $11,987.70
Valuation Possible Value Trap
! 5 Warning Signs
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What is Mechanics Bancorp Payments of Debt?

Mechanics Bancorp MCHB -0.86% 31 Payments of Debt is $-65.0 Mil as of Mar. 2026. GuruFocus rates MCHB with a GF Score™ of 31/100 and a GF Value™ of $11,987.70 (Possible Value Trap). The stock has 5 warning signs investors should review.

Mechanics Bancorp's Payments of Debt for the three months ended in Mar. 2026 was $-65.0 Mil.

Mechanics Bancorp's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was $-65.0 Mil.

Mechanics Bancorp Payments of Debt Related Terms

Mechanics Bancorp Payments of Debt Historical Data

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The historical data trend for Mechanics Bancorp's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mechanics Bancorp Payments of Debt Chart

Mechanics Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 -775.00 -1,000.00

Mechanics Bancorp Quarterly Data
Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.25 0.00 0.00 0.00 -65.00
MCHB
31GF Score
Mechanics Bancorp MCHB
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Mechanics Bancorp Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-65.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of $-65.0 Mil mean?
Mechanics Bancorp (MCHB) has a Payments of Debt of $-65.0 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's Payments of Debt too high?
Mechanics Bancorp's current Payments of Debt is $-65.0 Mil. Overall, Mechanics Bancorp has a GF Score™ of 31/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's Payments of Debt compare to FBK and EFSC?
Mechanics Bancorp's Payments of Debt of $-65.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Mechanics Bancorp and its competitors. Mechanics Bancorp's current Payments of Debt is $-65.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Possible Value Trap. The stock's GF Value™ is $11,987.70, compared to a current price of $16.09 — trading 99.9% below its estimated fair value. The current Payments of Debt is $-65.0 Mil. Mechanics Bancorp's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current Payments of Debt is $-65.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mechanics Bancorp (MCHB) Overvalued in 2026?

Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be undervalued. The current stock price of $16.09 is trading 99.9% below its estimated GF Value™ of $11,987.70. GuruFocus considers Mechanics Bancorp to be Possible Value Trap.

Key valuation signals for MCHB:

  • Payments of Debt: $-65.0 Mil
  • GF Value™: $11,987.70 vs. price of $16.09 (99.9% below fair value)
  • GF Score™: 31/100 with 5 warning signs

No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
31GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.09
Price
$11,987.70
GF Value