MCHB (Mechanics Bancorp) Total Liabilities: $18,597.6 Mil (As of Mar. 2026)

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MCHB Mechanics Bancorp MCHB
33 GF Score
Price $15.68
GF Value $9.29
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Mechanics Bancorp Total Liabilities?

Mechanics Bancorp MCHB -1.63% 33 Total Liabilities is $18,597.6 Mil as of Mar. 2026. GuruFocus rates MCHB with a GF Score™ of 33/100 and a GF Value™ of $9.29 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Mechanics Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 was $18,597.6 Mil.

Mechanics Bancorp's quarterly Total Liabilities declined from Sep. 2025 ($19,934.69 Mil) to Dec. 2025 ($19,489.10 Mil) and declined from Dec. 2025 ($19,489.10 Mil) to Mar. 2026 ($18,597.56 Mil).

Mechanics Bancorp's annual Total Liabilities declined from Dec. 2023 ($15,266.19 Mil) to Dec. 2024 ($14,188.24 Mil) but then increased from Dec. 2024 ($14,188.24 Mil) to Dec. 2025 ($19,489.10 Mil).


Mechanics Bancorp Total Liabilities Historical Data

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The historical data trend for Mechanics Bancorp's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mechanics Bancorp Total Liabilities Chart

Mechanics Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17,035.08 16,004.41 15,266.19 14,188.24 19,489.10

Mechanics Bancorp Quarterly Data
Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14,188.24 0.00 19,934.69 19,489.10 18,597.56
MCHB
33GF Score
Mechanics Bancorp MCHB
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Mechanics Bancorp Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Mechanics Bancorp's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=22351.475-2862.375
=19,489.1

Mechanics Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=21388.955-2791.392
=18,597.6

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $18,597.6 Mil mean?
Mechanics Bancorp (MCHB) has a Total Liabilities of $18,597.6 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's Total Liabilities too high?
Mechanics Bancorp's current Total Liabilities is $18,597.6 Mil. Overall, Mechanics Bancorp has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's Total Liabilities compare to FHB and PRK?
Mechanics Bancorp's Total Liabilities of $18,597.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Mechanics Bancorp and its competitors. Mechanics Bancorp's current Total Liabilities is $18,597.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.29, compared to a current price of $15.68 — trading 68.8% above its estimated fair value. The current Total Liabilities is $18,597.6 Mil. Mechanics Bancorp's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current Total Liabilities is $18,597.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mechanics Bancorp (MCHB) Overvalued in 2026?

Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued. The current stock price of $15.68 is trading 68.8% above its estimated GF Value™ of $9.29. GuruFocus considers Mechanics Bancorp to be Significantly Overvalued.

Key valuation signals for MCHB:

  • Total Liabilities: $18,597.6 Mil
  • GF Value™: $9.29 vs. price of $15.68 (68.8% above fair value)
  • GF Score™: 33/100 with 3 warning signs

No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
33GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.68
Price
$9.29
GF Value