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Mechanics Bancorp (NAS:MCHB) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Mechanics Bancorp Forward PE Ratio Related Terms
Mechanics Bancorp Forward PE Ratio Historical Data
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The historical data trend for Mechanics Bancorp's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mechanics Bancorp Forward PE Ratio Chart
Mechanics Bancorp Annual Data
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Mechanics Bancorp Quarterly Data
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MCHB vs FBK, EFSC, PPBI: Forward PE Ratio Comparison
For the Banks - Regional subindustry, Mechanics Bancorp's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mechanics Bancorp Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mechanics Bancorp's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Mechanics Bancorp's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Mechanics Bancorp (MCHB) has a Forward PE Ratio of 14.79 as of Jul. 25, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Mechanics Bancorp and its competitors. According to the industry distribution chart, Mechanics Bancorp ranks #694 out of 818 companies in the Banks industry, placing it in the top 84.8%.
Is Mechanics Bancorp's Forward PE Ratio too high?
Mechanics Bancorp's current Forward PE Ratio is 14.79. The Banks industry median Forward PE Ratio is 11.22. Mechanics Bancorp's value of 14.79 is 31.8% above this industry median. Based on the distribution chart, Mechanics Bancorp ranks #694 out of 818 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mechanics Bancorp has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's Forward PE Ratio compare to FBK and EFSC?
According to the Banks industry distribution chart, Mechanics Bancorp ranks #694 out of 818 companies for Forward PE Ratio. This places Mechanics Bancorp in the lower half of its industry. The industry median Forward PE Ratio is 11.22. Mechanics Bancorp's value of 14.79 is 31.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.22, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mechanics Bancorp's current Forward PE Ratio of 14.79 is 31.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Mechanics Bancorp and its competitors. For the Banks industry, the median Forward PE Ratio is 11.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mechanics Bancorp's current Forward PE Ratio is 14.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.28, compared to a current price of $15.68 — trading 69% above its estimated fair value. The current Forward PE Ratio is 14.79 and 31.8% above the Banks industry median of 11.22. Mechanics Bancorp's overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current Forward PE Ratio is 14.79 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mechanics Bancorp (MCHB) Overvalued in 2026?
Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued.
The current stock price of $15.68 is trading 69% above its estimated GF Value™ of $9.28.
GuruFocus considers Mechanics Bancorp to be Significantly Overvalued.
Key valuation signals for MCHB:
Forward PE Ratio: 14.79
GF Value™: $9.28 vs. price of $15.68 (69% above fair value)
Industry Position: 31.8% above the Banks median (#694 of 818)
No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
33GF Score
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