MCHB (Mechanics Bancorp) Ending Cash Position: $553.9 Mil (As of Jun. 2026)

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MCHB Mechanics Bancorp MCHB
35 GF Score
Price $17.16
GF Value $14.51
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Mechanics Bancorp Ending Cash Position?

Mechanics Bancorp MCHB +2.75% 35 Ending Cash Position is $553.9 Mil as of Jun. 2026. GuruFocus rates MCHB with a GF Score™ of 35/100 and a GF Value™ of $14.51 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Mechanics Bancorp's Ending Cash Position for the quarter that ended in Jun. 2026 was $553.9 Mil.

Mechanics Bancorp's quarterly Ending Cash Position declined from Dec. 2025 ($1,030.0 Mil) to Mar. 2026 ($483.5 Mil) but then increased from Mar. 2026 ($483.5 Mil) to Jun. 2026 ($553.9 Mil).

Mechanics Bancorp's annual Ending Cash Position declined from Dec. 2023 ($1,457.6 Mil) to Dec. 2024 ($999.7 Mil) but then increased from Dec. 2024 ($999.7 Mil) to Dec. 2025 ($1,030.0 Mil).

Mechanics Bancorp Ending Cash Position Related Terms

Mechanics Bancorp Ending Cash Position Historical Data

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The historical data trend for Mechanics Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mechanics Bancorp Ending Cash Position Chart

Mechanics Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,001.30 331.63 1,457.57 999.71 1,029.98

Mechanics Bancorp Quarterly Data
Dec06 Mar07 Jun07 Sep07 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,078.96 1,442.65 1,029.98 483.51 553.92
MCHB
35GF Score
Mechanics Bancorp MCHB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Mechanics Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Mechanics Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=999.711+30.272
=1,030.0

Mechanics Bancorp's Ending Cash Position for the quarter that ended in Jun. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=483.513+70.402
=553.9

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $553.9 Mil mean?
Mechanics Bancorp (MCHB) has a Ending Cash Position of $553.9 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's Ending Cash Position too high?
Mechanics Bancorp's current Ending Cash Position is $553.9 Mil. Overall, Mechanics Bancorp has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's Ending Cash Position compare to FHB and PRK?
Mechanics Bancorp's Ending Cash Position of $553.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Mechanics Bancorp and its competitors. Mechanics Bancorp's current Ending Cash Position is $553.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.51, compared to a current price of $17.16 — trading 18.3% above its estimated fair value. The current Ending Cash Position is $553.9 Mil. Mechanics Bancorp's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current Ending Cash Position is $553.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mechanics Bancorp (MCHB) Overvalued in 2026?

Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued. The current stock price of $17.16 is trading 18.3% above its estimated GF Value™ of $14.51. GuruFocus considers Mechanics Bancorp to be Modestly Overvalued.

Key valuation signals for MCHB:

  • Ending Cash Position: $553.9 Mil
  • GF Value™: $14.51 vs. price of $17.16 (18.3% above fair value)
  • GF Score™: 35/100 with 3 warning signs

No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
35GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.16
Price
$14.51
GF Value