MCHB (Mechanics Bancorp) Tariff Resilience Score: 0/10 (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MCHB Mechanics Bancorp MCHB
27 GF Score
Price $16.28
GF Value $8.90
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Mechanics Bancorp Tariff Resilience Score?

Mechanics Bancorp has the Tariff Resilience Score of 0, which implies that the company might have .

Mechanics Bancorp has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Mechanics Bancorp might have .

Mechanics Bancorp  (NAS:MCHB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Mechanics Bancorp Tariff Resilience Score Related Terms

MCHB
27GF Score
Mechanics Bancorp MCHB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mechanics Bancorp (MCHB) Overvalued in 2026?

Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued. The current stock price of $16.28 is trading 82.9% above its estimated GF Value™ of $8.90. GuruFocus considers Mechanics Bancorp to be Significantly Overvalued.

Key valuation signals for MCHB:

  • Tariff Resilience Score: 0
  • GF Value™: $8.90 vs. price of $16.28 (82.9% above fair value)
  • GF Score™: 27/100 with 4 warning signs

No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
27GF Score

Get the complete analysis for MCHB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.28
Price
$8.90
GF Value