MCHB (Mechanics Bancorp) 50-Day SMA: $14.81 (As of Jul. 12, 2026)


MCHB Mechanics Bancorp MCHB
12 GF Score
Price $16.15
! 2 Warning Signs
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What is Mechanics Bancorp 50-Day SMA?

Mechanics Bancorp MCHB +0.81% 12 50-Day SMA is $14.81 as of Jul. 12, 2026. GuruFocus rates MCHB with a GF Score™ of 12/100. The stock has 2 warning signs investors should review.

Moving averages are one of the core indicators in technical analysis. A Simple Moving Average (SMA) is simply the arithmetic average of stock price over a period. It is calculated by adding a selected range of prices, usually closing prices, and then dividing that figure by the number of time periods in that range.

The 50-Day SMA calculates the average price over 50 days. And the 20-Day SMA and 200-Day SMA calculates the average price over 20 days and 200 days separately.

As of today (2026-07-12), Mechanics Bancorp's 50-Day SMA is $14.81. It's 20-Day SMA is $14.60 and 200-Day SMA is $N/A.

Mechanics Bancorp  (NAS:MCHB) 50-Day SMA Explanation

Simple Moving Average (SMA) is the arithmetic average of stock price over a period. The 20-Day SMA calculates the average price over 20 days. And the 50-Day SMA and 200-Day SMA calculates the average price over 50 days and 200 days separately. SMAs are often used to determine the price trend direction. A 200-Day SMA is usually a proxy for the long-term trend, while shorter periods indicate short-term trend.

SMA are commonly compared with stock price or different period SMAs to indicate a trading signal. Generally speaking, if the price goes above the SMA, or a short-term SMA crosses above a long-term SMA, an uptrend is expected, investors may want to go long or cover short. Conversely, if the price goes below the SMA, or the short-term SMA crosses below a long-term SMA, a downtrend is expected, investors may want to go short or exit long.

Two popular trading patterns that use SMA include the death cross and a golden cross. A death cross occurs when the 50-day SMA crosses below the 200-day SMA. This is considered a bearish signal, that further losses are in store. The golden cross is a bullish signal which occurs when a short-term SMA crosses above a long-term SMA.

Mechanics Bancorp 50-Day SMA Related Terms

MCHB vs FFBC, CBU, BKU: 50-Day SMA Comparison

For the Banks - Regional subindustry, Mechanics Bancorp's 50-Day SMA, along with its competitors' market caps and 50-Day SMA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mechanics Bancorp 50-Day SMA vs Banks Industry

For the Banks industry and Financial Services sector, Mechanics Bancorp's 50-Day SMA distribution charts can be found below:

* The bar in red indicates where Mechanics Bancorp's 50-Day SMA falls into.


MCHB
12GF Score
Mechanics Bancorp MCHB
50-Day SMA is just one metric. See GF Score™, valuation, warning signs, and more.
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Mechanics Bancorp  (NAS:MCHB) 50-Day SMA Calculation

The formula for calculating SMA is:

SMA=( P1 + P2 + ... + Pn ) / n

where:
Pn is the price of the stock at period n.
n is the total number of periods.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 50-Day SMA →
What does a 50-Day SMA of $14.81 mean?
Mechanics Bancorp (MCHB) has a 50-Day SMA of $14.81 as of Jul. 12, 2026. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's 50-Day SMA too high?
Mechanics Bancorp's current 50-Day SMA is $14.81. Overall, Mechanics Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's 50-Day SMA compare to FFBC and CBU?
Mechanics Bancorp's 50-Day SMA of $14.81 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 50-Day SMA for a Banks company?
A good 50-Day SMA depends on the Banks industry context. However, 50-Day SMA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 50-Day SMA mean?
A high 50-Day SMA can signal that a stock is expensive relative to its fundamentals. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on Mechanics Bancorp and its competitors. Mechanics Bancorp's current 50-Day SMA is $14.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Mechanics Bancorp (MCHB) has a current 50-Day SMA of $14.81. The current 50-Day SMA is $14.81. Mechanics Bancorp's overall GF Score™ is 12/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 50-Day SMA calculated?
50-Day SMA is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current 50-Day SMA is $14.81 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is a full-service community bank providing a multiple products and services in consumer and business banking, commercial lending, cash management, private banking, and wealth management and trust services. Its activities mainly include offering loan products such as commercial business loans, residential mortgages, consumer loans, real estate and construction loans, and small business lending, supported by various lending units including commercial banking, mortgage and consumer lending, commercial real estate lending, and private banking. The bank also provides deposit products such as checking and savings accounts, money market accounts, and certificates of deposit, along with treasury management and digital banking services.
12GF Score

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50-Day SMA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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