MCHB (Mechanics Bancorp) ROE % Adjusted to Book Value: 5.33% (As of Mar. 2026)


MCHB Mechanics Bancorp MCHB
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What is Mechanics Bancorp ROE % Adjusted to Book Value?

Mechanics Bancorp MCHB -0.44% 12 ROE % Adjusted to Book Value is 5.33% as of Mar. 2026. GuruFocus rates MCHB with a GF Score™ of 12/100. The stock has 2 warning signs investors should review.

Mechanics Bancorp's ROE % for the quarter that ended in Mar. 2026 was 6.24%. Mechanics Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 1.17. Mechanics Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 5.33%.

Mechanics Bancorp ROE % Adjusted to Book Value Related Terms

Mechanics Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Mechanics Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mechanics Bancorp ROE % Adjusted to Book Value Chart

Mechanics Bancorp Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
0.00 0.00 0.00 9.11

Mechanics Bancorp Quarterly Data
Dec23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial 0.00 0.00 8.08 15.61 5.33

MCHB vs FFBC, CBU, BKU: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Mechanics Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mechanics Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Mechanics Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Mechanics Bancorp's ROE % Adjusted to Book Value falls into.


MCHB
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Mechanics Bancorp MCHB
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Mechanics Bancorp ROE % Adjusted to Book Value Calculation

Mechanics Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.29% / 1.13
=9.11%

Mechanics Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.24% / 1.17
=5.33%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 5.33% mean?
Mechanics Bancorp (MCHB) has a ROE % Adjusted to Book Value of 5.33% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's ROE % Adjusted to Book Value too high?
Mechanics Bancorp's current ROE % Adjusted to Book Value is 5.33%. Overall, Mechanics Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's ROE % Adjusted to Book Value compare to FFBC and CBU?
Mechanics Bancorp's ROE % Adjusted to Book Value of 5.33% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mechanics Bancorp and its competitors. Mechanics Bancorp's current ROE % Adjusted to Book Value is 5.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Mechanics Bancorp (MCHB) has a current ROE % Adjusted to Book Value of 5.33%. The current ROE % Adjusted to Book Value is 5.33%. Mechanics Bancorp's overall GF Score™ is 12/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current ROE % Adjusted to Book Value is 5.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is a full-service community bank providing a multiple products and services in consumer and business banking, commercial lending, cash management, private banking, and wealth management and trust services. Its activities mainly include offering loan products such as commercial business loans, residential mortgages, consumer loans, real estate and construction loans, and small business lending, supported by various lending units including commercial banking, mortgage and consumer lending, commercial real estate lending, and private banking. The bank also provides deposit products such as checking and savings accounts, money market accounts, and certificates of deposit, along with treasury management and digital banking services.
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