Mechanics BancorpMCHB +1.28%12 Dividend Yield % is 8.17% as of Jun. 25, 2026, which is 452% above its 10-year median of 1.48. GuruFocus rates MCHB with a GF Score™ of 12/100. The stock has 2 warning signs investors should review. Among 1,251 Banks companies, Mechanics Bancorp ranks better than 95.12% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of Mechanics Bancorp is 8.17%.
Good Sign:
Mechanics Bancorp stock Dividend Yield % is close to 1-year high.
The historical rank and industry rank for Mechanics Bancorp's Dividend Yield % or its related term are showing as below:
MCHB'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.34 Med: 1.48 Max: 8.27
Current: 8.17
During the past 4 years, the highest Dividend Yield of Mechanics Bancorp was 8.27%. The lowest was 1.34%. And the median was 1.48%.
MCHB's Dividend Yield % is ranked better than 95.12% of 1251
companies
in the Banks industry
Industry Median: 3.03
vs MCHB: 8.17
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Mechanics Bancorp is 0.86, which seems too high.
During the past 4 years, the highest Dividend Payout Ratio of Mechanics Bancorp was 0.86. The lowest was 0.23. And the median was 0.23.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Mechanics Bancorp Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Mechanics Bancorp's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MCHB vs FFBC, FHB, WSBC: Dividend Yield % Comparison
For the Banks - Regional subindustry, Mechanics Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mechanics Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Mechanics Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Mechanics Bancorp's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Mechanics Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.700000
2026-05-22
2026-05-23
2026-05-28
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.400000
2026-03-09
2026-03-09
2026-03-19
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.210000
2025-12-08
2025-12-08
2025-12-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Mechanics Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mechanics Bancorp (MCHB) has a Dividend Yield % of 8.17% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Mechanics Bancorp and its competitors. This is 452% above median its historical median of 1.48. Over the past decade, Mechanics Bancorp's Dividend Yield % has ranged from 1.34 to 8.27. According to the industry distribution chart, Mechanics Bancorp ranks #61 out of 1251 companies in the Banks industry, placing it in the top 4.9%.
Is Mechanics Bancorp's Dividend Yield % too high?
Mechanics Bancorp's current Dividend Yield % of 8.17% is 452% above median its 10-year median of 1.48. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 8.27. The Banks industry median Dividend Yield % is 3.03. Mechanics Bancorp's value of 8.17% is 169.6% above this industry median. Based on the distribution chart, Mechanics Bancorp ranks #61 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mechanics Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's Dividend Yield % compare to FFBC and FHB?
According to the Banks industry distribution chart, Mechanics Bancorp ranks #61 out of 1251 companies for Dividend Yield %. This places Mechanics Bancorp in the top 5% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.03. Mechanics Bancorp's value of 8.17% is 169.6% above this benchmark. Historically, Mechanics Bancorp's own Dividend Yield % has ranged from 1.34 to 8.27 over the past decade. While the company's 10-year median is 1.48 vs. the industry median of 3.03, Mechanics Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mechanics Bancorp's current Dividend Yield % of 8.17% is 169.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Mechanics Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mechanics Bancorp's current Dividend Yield % is 8.17%, which is 452% above median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Mechanics Bancorp (MCHB) has a current Dividend Yield % of 8.17%. The current Dividend Yield % is 8.17%, which is 452% above median its 10-year median of 1.48 and 169.6% above the Banks industry median of 3.03. Mechanics Bancorp's overall GF Score™ is 12/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current Dividend Yield % is 8.17% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Mechanics Bancorp is a full-service community bank providing a multiple products and services in consumer and business banking, commercial lending, cash management, private banking, and wealth management and trust services. Its activities mainly include offering loan products such as commercial business loans, residential mortgages, consumer loans, real estate and construction loans, and small business lending, supported by various lending units including commercial banking, mortgage and consumer lending, commercial real estate lending, and private banking. The bank also provides deposit products such as checking and savings accounts, money market accounts, and certificates of deposit, along with treasury management and digital banking services.
12GF Score
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