MCHB (Mechanics Bancorp) Total Debt per Share: $1.30 (As of Jun. 2026)

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MCHB Mechanics Bancorp MCHB
36 GF Score
Price $16.75
GF Value $15.22
Valuation Fairly Valued
! 3 Warning Signs
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What is Mechanics Bancorp Total Debt per Share?

Mechanics Bancorp MCHB -1.99% 36 Total Debt per Share is $1.30 as of Jun. 2026. GuruFocus rates MCHB with a GF Score™ of 36/100 and a GF Value™ of $15.22 (Fairly Valued). The stock has 3 warning signs investors should review.

$1.30 (As of Jun. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mechanics Bancorp's Total Debt Per Share for the quarter that ended in Jun. 2026 was $1.30.

Mechanics Bancorp Total Debt per Share Historical Data

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The historical data trend for Mechanics Bancorp's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mechanics Bancorp Total Debt per Share Chart

Mechanics Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 983.31 5,172.16 13,010.95 876.47 1.26

Mechanics Bancorp Quarterly Data
Dec06 Mar07 Jun07 Sep07 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.27 1.26 0.95 1.30
MCHB
36GF Score
Mechanics Bancorp MCHB
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Mechanics Bancorp Total Debt per Share Calculation

Mechanics Bancorp's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(278.8+0.0)/221.3
=1.26

Mechanics Bancorp's Total Debt Per Share for the quarter that ended in Jun. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(208.6+80.0)/221.4
=1.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $1.30 mean?
Mechanics Bancorp (MCHB) has a Total Debt per Share of $1.30 as of Jun. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Mechanics Bancorp and its competitors.
Is Mechanics Bancorp's Total Debt per Share too high?
Mechanics Bancorp's current Total Debt per Share is $1.30. Overall, Mechanics Bancorp has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mechanics Bancorp's Total Debt per Share compare to FHB and PRK?
Mechanics Bancorp's Total Debt per Share of $1.30 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Mechanics Bancorp and its competitors. Mechanics Bancorp's current Total Debt per Share is $1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mechanics Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mechanics Bancorp (MCHB) is currently considered Fairly Valued. The stock's GF Value™ is $15.22, compared to a current price of $16.75 — trading 10.1% above its estimated fair value. The current Total Debt per Share is $1.30. Mechanics Bancorp's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Mechanics Bancorp (MCHB), the current Total Debt per Share is $1.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mechanics Bancorp (MCHB) Overvalued in 2026?

Based on GuruFocus' analysis, Mechanics Bancorp stock appears to be overvalued. The current stock price of $16.75 is trading 10.1% above its estimated GF Value™ of $15.22. GuruFocus considers Mechanics Bancorp to be Fairly Valued.

Key valuation signals for MCHB:

  • Total Debt per Share: $1.30
  • GF Value™: $15.22 vs. price of $16.75 (10.1% above fair value)
  • GF Score™: 36/100 with 3 warning signs

No single metric tells the full story. See the MCHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mechanics Bancorp Business Description

Address 1111 Civic Drive, Suite 390, Walnut Creek, CA, USA, 94596
Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii. It offers a various products and services in consumer and business banking, commercial lending, cash management services, private banking, and comprehensive wealth management and trust services.
36GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.75
Price
$15.22
GF Value